TL;DR: UnitedHealthcare modified its Radiation and Oncologic Procedures Medicare Advantage coverage policy, effective March 2, 2026. The update adds explicit criteria for TARE/SIRT, TAE/TACE, proton beam therapy, and stereotactic procedures — and your billing team needs to know exactly which codes and criteria apply before submitting claims.
UnitedHealthcare updated its Medicare Advantage medical policy covering radiation and oncologic procedures, with an effective date of March 2, 2026. This policy governs CPT codes 77371, 77372, 77373, 77520, 77522, 77523, 77525, 79445, 37243, and HCPCS codes G0339 and G0340, among others. The radiation oncology billing implications are significant for oncology practices, hospital-based radiation departments, and interventional radiology teams billing under Medicare Advantage plans.
Quick-Reference Table
| Field | Detail |
|---|---|
| Payer | UnitedHealthcare (Medicare Advantage) |
| Policy | Radiation and Oncologic Procedures – Medicare Advantage Medical Policy |
| Policy Code | radiation-oncologic-procedures |
| Change Type | Modified |
| Effective Date | 2026-03-02 |
| Impact Level | High |
| Specialties Affected | Radiation Oncology, Interventional Radiology, Neurosurgery, Medical Oncology |
| Key Action | Audit charge capture and prior authorization workflows for TARE/SIRT, TAE/TACE, proton beam, and SRS/SBRT codes before March 2, 2026 |
UnitedHealthcare Radiation Oncology Coverage Criteria and Medical Necessity Requirements 2026
This coverage policy layers UnitedHealthcare's own criteria on top of Medicare's existing National Coverage Determination for Therapeutic Embolization (NCD 20.28). There are no Local Coverage Determinations or Local Coverage Articles governing these services — no MAC-level rules to check. UnitedHealthcare fills that gap with its own supplemental criteria.
The real issue here is that UnitedHealthcare explicitly states it uses its criteria to prevent both incorrect denials and incorrect approvals. That's a two-sided standard. Your team needs to document medical necessity precisely, because an underdocumented claim fails on both ends.
TARE/SIRT: Implantable Beta-Emitting Microspheres
For transarterial radioembolization (TARE) and selective internal radiation therapy (SIRT), UnitedHealthcare ties its Medicare Advantage coverage policy to its commercial policy: the UnitedHealthcare Commercial Medical Policy titled "Transarterial Radioembolization (TARE)/Selective Internal Radiation Therapy (SIRT) for the Treatment of Malignant Cancers of the Liver."
The primary CPT codes affected are 37243 (vascular embolization or occlusion, inclusive of all radiological supervision and interpretation) and 79445 (radiopharmaceutical therapy by intra-arterial particulate administration). UnitedHealthcare applies its commercial criteria to supplement NCD 20.28 when reviewing these claims under Medicare Advantage.
Medical necessity documentation must show the procedure is appropriate for the individual — not just appropriate in general. UnitedHealthcare specifically calls out risks: radiation damage to the lungs, stomach or intestinal ulcers, gallbladder injury, kidney damage, and fluid around the lungs. Your documentation should address why these risks are acceptable for this specific patient.
TAE/TACE: Transarterial Therapy of the Liver
For transarterial bland embolization (TAE) and transarterial chemoembolization (TACE), UnitedHealthcare supplements NCD 20.28 with InterQual CP: Procedures, Ablative or Transarterial Therapy, Liver criteria. These are the same CPT codes — 37243 and 79445 — but the clinical criteria reference InterQual rather than the commercial TARE/SIRT policy.
This distinction matters. If your team bills 37243 or 79445 for TACE versus SIRT, the criteria set UnitedHealthcare applies to review the claim differs. Verify which procedure was performed and document accordingly. Mixing these up on a claim or in the chart is an easy path to a claim denial.
Proton Beam Therapy
Proton beam therapy (PBT) is covered under this policy through CPT codes 77520 (simple, without compensation), 77522 (simple, with compensation), 77523 (intermediate), and 77525 (complex). UnitedHealthcare's medical necessity review for proton beam therapy uses criteria specific to PBT indications.
PBT prior authorization is notoriously high-scrutiny under Medicare Advantage plans. Confirm your prior auth workflow accounts for PBT before the March 2, 2026 effective date.
Stereotactic Radiosurgery and SBRT
SRS and SBRT coverage applies to CPT codes 77371, 77372, 77373, and HCPCS codes G0339 and G0340. CPT 77371 covers SRS using multi-source Cobalt-60 (Gamma Knife). CPT 77372 covers SRS using a linear accelerator. CPT 77373 covers stereotactic body radiation therapy (SBRT) per fraction.
HCPCS G0339 covers a complete course of image-guided robotic linear accelerator-based SRS. HCPCS G0340 covers individual delivery sessions under the same system. Know which code applies to your equipment and delivery method — the distinction between G0339 and G0340 is especially important for Cyberknife billing.
Image-Guided Radiation Therapy
CPT 77387 (guidance for localization of target volume for radiation treatment delivery, including intrafraction tracking) is covered under the IGRT group. This code is an add-on to treatment delivery and requires documentation that image guidance was performed and used for localization.
Radiation Treatment Delivery Levels
CPT codes 77402 (Level 1), 77407 (Level 2), and 77412 (Level 3) apply when reported for covered indications. Level 2 and Level 3 delivery codes connect to CPT 77301 (intensity modulated radiotherapy plan, including dose-volume histograms). If you bill 77301 for IMRT planning, the treatment delivery codes reported alongside it must match the documented complexity level.
Coverage Indications at a Glance
| Indication | Status | Relevant Codes | Notes |
|---|---|---|---|
| TARE/SIRT for malignant liver tumors | Covered when criteria met | 37243, 79445 | Must meet UHC commercial TARE/SIRT policy criteria + NCD 20.28 |
| TAE/TACE for liver malignancies | Covered when criteria met | 37243, 79445 | Must meet InterQual CP criteria + NCD 20.28 |
| Proton beam therapy | Covered when criteria met | 77520, 77522, 77523, 77525 | Prior authorization required; high-scrutiny under MA plans |
| Stereotactic radiosurgery (cranial, Gamma Knife) | Covered when criteria met | 77371 | Complete course; multi-source Cobalt-60 |
| Stereotactic radiosurgery (cranial, LINAC) | Covered when criteria met | 77372 | Complete course; linear accelerator-based |
| SBRT (extracranial) | Covered when criteria met | 77373 | Per fraction; 1 or more lesions |
| Robotic LINAC-based SRS, complete course | Covered when criteria met | G0339 | Cyberknife or equivalent; image-guided |
| Robotic LINAC-based SRS, per session delivery | Covered when criteria met | G0340 | Individual fractions under complete course |
| IMRT planning | Covered when criteria met | 77301 | Requires dose-volume histograms; must match delivery code complexity |
| Image-guided radiation therapy (IGRT) | Covered when criteria met | 77387 | Add-on; document localization and intrafraction tracking |
| Radiation treatment delivery, Level 1 | Covered when criteria met | 77402 | Confirm level matches documented complexity |
| Radiation treatment delivery, Level 2 | Covered when criteria met | 77407 | Single isocenter; 3D or IMRT |
| Radiation treatment delivery, Level 3 | Covered when criteria met | 77412 | Multiple isocenters with photon therapy |
| Special dosimetry (TLD, microdosimetry) | Covered when criteria met | 77331 | Must be prescribed by treating physician |
| Special medical radiation physics consultation | Covered when criteria met | 77370 | Document medical necessity for physics consult |
| Special treatment procedure (TBI, hemibody) | Covered when criteria met | 77470 | Total body irradiation, endocavitary, per oral |
| Unlisted radiation physics/dosimetry procedure | Covered when criteria met | 77399 | Requires medical review; document thoroughly |
UnitedHealthcare Radiation Oncology Billing Guidelines and Action Items 2026
| # | Action Item |
|---|---|
| 1 | Audit your charge capture for CPT 37243 and 79445 before March 2, 2026. If your team bills these codes for both TARE/SIRT and TACE procedures, confirm your documentation routes each claim to the correct criteria set. SIRT claims need to satisfy the UHC commercial TARE/SIRT policy. TACE claims need to satisfy InterQual CP criteria. |
| 2 | Verify prior authorization requirements for proton beam therapy (CPT 77520–77525) under your specific UnitedHealthcare Medicare Advantage contracts. PBT claims without prior auth are a clean path to claim denial. Check your payer contract and confirm PA workflows are in place before services are rendered. |
| 3 | Review SRS and SBRT billing workflows for CPT 77371, 77372, 77373, G0339, and G0340. The difference between G0339 (complete course) and G0340 (per-session delivery) matters. Billing the wrong code — or billing both when only one applies — triggers medical necessity reviews. Know which code your system defaults to for robotic LINAC-based procedures. |
| 4 | Confirm IGRT documentation supports CPT 77387 at the time of service. Image guidance claims need to show that localization was performed and used for treatment delivery. Retrospective documentation rarely satisfies UHC's clinical review under Medicare Advantage. Build the documentation prompt into your treatment record workflow now. |
| 5 | Update your IMRT billing workflow to link CPT 77301 with the correct treatment delivery level. If you plan with 77301 and deliver with 77407 or 77412, the complexity documented in the plan must match the complexity billed for delivery. Mismatches between planning and delivery complexity levels are a common audit trigger. |
| 6 | Train your team on the two-sided medical necessity standard UHC explicitly states in this policy. UnitedHealthcare reviews for both under-approval and over-approval. Documentation must show clinical appropriateness for the individual patient — not just a diagnosis code and a procedure. For TARE/SIRT specifically, document why the microsphere risk profile is acceptable for this patient. |
| 7 | If you're uncertain how this coverage policy applies to your patient mix or contract terms, talk to your compliance officer before March 2, 2026. The layered structure here — NCD 20.28 plus UHC commercial criteria plus InterQual — creates real ambiguity. Reimbursement disputes on high-cost procedures like proton beam and SIRT move slowly and cost more to resolve than to prevent. |
| Previous Version | Current Version |
|---|---|
| Coverage is considered experimental and investigational for all indications | Coverage is considered medically necessary when specific criteria are met |
| Prior authorization is not required | Prior authorization is required for initial treatment |
| Documentation must include clinical history | Documentation must include clinical history |
| Re-review every 24 months | Re-review every 12 months with updated clinical documentation |
CPT, HCPCS, and ICD-10 Codes for Radiation and Oncologic Procedures Under radiation-oncologic-procedures
Covered CPT Codes (When Medical Necessity Criteria Are Met)
| Code | Type | Description | Policy Group |
|---|---|---|---|
| 37243 | CPT | Vascular embolization or occlusion, inclusive of all radiological supervision and interpretation | Implantable Beta-Emitting Microspheres / Transarterial Therapy |
| 79445 | CPT | Radiopharmaceutical therapy, by intra-arterial particulate administration | Implantable Beta-Emitting Microspheres / Transarterial Therapy |
| 77520 | CPT | Proton treatment delivery; simple, without compensation | Proton Beam Therapy |
| 77522 | CPT | Proton treatment delivery; simple, with compensation | Proton Beam Therapy |
| 77523 | CPT | Proton treatment delivery; intermediate | Proton Beam Therapy |
| 77525 | CPT | Proton treatment delivery; complex | Proton Beam Therapy |
| 77371 | CPT | Radiation treatment delivery, SRS, complete course of treatment of cranial lesion(s) — multi-source Cobalt-60 | Stereotactic Radiosurgery/SBRT |
| 77372 | CPT | Radiation treatment delivery, SRS, complete course of treatment of cranial lesion(s) — linear accelerator | Stereotactic Radiosurgery/SBRT |
| 77373 | CPT | Stereotactic body radiation therapy, treatment delivery, per fraction to 1 or more lesions | Stereotactic Radiosurgery/SBRT |
| 77387 | CPT | Guidance for localization of target volume for delivery of radiation treatment, includes intrafraction tracking | Image Guided Radiation Therapy (IGRT) |
| 77301 | CPT | Intensity modulated radiotherapy plan, including dose-volume histograms for target and critical structures | Radiation Treatment Delivery Level 2 or 3 |
| 77402 | CPT | Radiation treatment delivery; Level 1 | Radiation Treatment Delivery |
| 77407 | CPT | Radiation treatment delivery; Level 2, single-isocenter | Radiation Treatment Delivery |
| 77412 | CPT | Radiation treatment delivery; Level 3, multiple isocenters with photon therapy | Radiation Treatment Delivery |
| 77331 | CPT | Special dosimetry (e.g., TLD, microdosimetry), only when prescribed by the treating physician | Radiation Therapy Special/Associated Services |
| 77370 | CPT | Special medical radiation physics consultation | Radiation Therapy Special/Associated Services |
| 77470 | CPT | Special treatment procedure (e.g., total body irradiation, hemibody radiation, per oral or endocavitary) | Radiation Therapy Special/Associated Services |
| 77399 | CPT | Unlisted procedure, medical radiation physics, dosimetry and treatment devices, and special services | Radiation Therapy Special/Associated Services |
Covered HCPCS Codes (When Medical Necessity Criteria Are Met)
| Code | Type | Description | Policy Group |
|---|---|---|---|
| G0339 | HCPCS | Image guided robotic linear accelerator-based stereotactic radiosurgery, complete course of therapy | Stereotactic Radiosurgery/SBRT |
| G0340 | HCPCS | Image guided robotic linear accelerator-based stereotactic radiosurgery, delivery including collimator changes and custom plugging | Stereotactic Radiosurgery/SBRT |
Note: No ICD-10-CM diagnosis codes are specified in this policy document. Diagnosis code requirements follow NCD 20.28 and the applicable InterQual or UHC commercial criteria referenced in the policy.
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