Cigna modified MM 0525 for peripheral nerve destruction, effective March 7, 2026. Every CPT and HCPCS code in this policy is classified as Not Medically Necessary. Here's what billing teams need to do.

Cigna Healthcare updated Coverage Policy MM 0525 on March 7, 2026, covering peripheral nerve destruction procedures used for pain management. The policy addresses percutaneous cryoablation and other ablation techniques — electrical, laser, chemical, and radiofrequency. All eight CPT codes (0440T, 0441T, 0442T, 64620, 64624, 64632, 64640, and 64999) and both HCPCS codes (C9808 and C9809) carry a blanket "Not Medically Necessary" designation across 578 ICD-10-CM diagnosis codes. That's a broad coverage wall. If your practice bills these services for Cigna members, read this closely.


Quick-Reference Table

Field Detail
Payer Cigna Healthcare
Policy Peripheral Nerve Destruction for Pain Conditions
Policy Code MM 0525
Change Type Modified
Effective Date March 7, 2026
Impact Level High
Specialties Affected Pain management, interventional pain, orthopedic surgery, neurology, podiatry, anesthesiology
Key Action Audit all pending and future Cigna claims for 0440T, 0441T, 0442T, 64620, 64624, 64632, 64640, 64999, C9808, and C9809 before billing

Cigna Peripheral Nerve Destruction Coverage Criteria and Medical Necessity Requirements 2026

The Cigna peripheral nerve destruction coverage policy under MM 0525 takes a hard stance. Every procedure covered by this policy — percutaneous cryoablation, neurolytic agent destruction, radiofrequency ablation of peripheral nerves, and related techniques — is considered Not Medically Necessary for the full list of indicated diagnoses.

That list is enormous. The 578 ICD-10-CM codes span migraine variants (G43.001 through G43.919), headache syndromes (G44.001–G44.89), brachial and lumbosacral plexus disorders (G54.0, G54.1), cervical and lumbosacral root disorders (G54.2, G54.4), upper extremity mononeuropathies (G56.00–G56.93), and lower extremity nerve lesions including sciatic nerve disorders (G57.00–G57.03), meralgia paresthetica (G57.10–G57.13), and tarsal tunnel syndrome (G57.50–G57.53).

The policy covers procedures performed alone or in combination. That matters for billing. If you're combining cryoablation (0440T, 0441T, or 0442T) with a neurolytic agent technique (64640), Cigna treats both as Not Medically Necessary — not just one.

The policy does not list prior authorization as a pathway to coverage. There's no prior auth process that unlocks reimbursement here. The designation is categorical. That's different from a policy that says "covered with prior authorization" — this one says it's not medically necessary, full stop.

If you're unsure how this applies to your patient mix or your specific plan contracts, talk to your compliance officer before billing.


Cigna Peripheral Nerve Destruction Exclusions and Non-Covered Indications

Every indication in this policy is excluded. That's the real issue with MM 0525.

Cigna deems percutaneous cryoablation of upper extremity distal and peripheral nerves (0440T), lower extremity distal and peripheral nerves (0441T), and nerve plexus or other truncal nerves (0442T) as Not Medically Necessary. Same for destruction by neurolytic agent of the intercostal nerve (64620), genicular nerve branches (64624), plantar common digital nerve (64632), and other peripheral nerve or branch (64640). Unlisted nervous system procedures billed under 64999 also fall here.

On the supply side, C9808 (nerve cryoablation probe — devices like cryoICE, cryoSPHERE, and cryoSPHERE MAX) and C9809 (cryoablation needle systems like the iovera system, including all disposable components) are both Not Medically Necessary under this policy.

The clinical scope is wide. Headache, occipital neuralgia, joint pain, neuropathic pain, and nerve entrapment syndromes all appear in the diagnosis list — and all are non-covered. This isn't a narrow carve-out for one technique. This covers the full toolkit of peripheral nerve ablation for pain.


Coverage Indications at a Glance

Indication Status Relevant CPT/HCPCS Notes
Headache / Migraine (G43.xxx, G44.xxx) Not Medically Necessary 0440T, 0441T, 0442T, 64640, 64999 All migraine subtypes included
Occipital neuralgia Not Medically Necessary 64640, 64999 No prior auth pathway identified
Joint pain (genicular nerve) Not Medically Necessary 64624 Includes imaging guidance
+ 8 more indications

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This policy is now in effect (since 2026-03-07). Verify your claims match the updated criteria above.

Cigna Peripheral Nerve Destruction Billing Guidelines and Action Items 2026

The effective date of March 7, 2026 is already here. These aren't future changes to plan for — they're current policy. Act now.

#Action Item
1

Pull all open Cigna claims for 0440T, 0441T, 0442T, 64620, 64624, 64632, 64640, and 64999. Check any claims billed on or after March 7, 2026. These face denial under MM 0525. Don't wait for remittances to flag them.

2

Audit your charge capture templates and order sets. Remove any automated pathways that route peripheral nerve cryoablation or neurolytic agent procedures straight to a Cigna claim without a coverage check. A denial here isn't a small claim — these are procedural codes with real reimbursement exposure.

3

Review your supply billing for C9808 and C9809. If your facility bills for cryoablation probes or iovera-system needles separately, those claims will deny too. Flag this for your charge capture team and your supply chain billing workflow.

+ 4 more action items

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Sample Version Diff Line-by-line changes
Previous VersionCurrent Version
Coverage is considered experimental and investigational for all indicationsCoverage is considered medically necessary when specific criteria are met
Prior authorization is not requiredPrior authorization is required for initial treatment
Documentation must include clinical historyDocumentation must include clinical history
+ 1 more action items

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CPT, HCPCS, and ICD-10 Codes for Peripheral Nerve Destruction Under MM 0525

Not Covered CPT Codes

All CPT codes under MM 0525 carry a Not Medically Necessary designation. There are no covered CPT codes in this policy.

Code Type Description Coverage Status
0440T CPT Ablation, percutaneous, cryoablation, includes imaging guidance; upper extremity distal/peripheral nerve Not Medically Necessary
0441T CPT Ablation, percutaneous, cryoablation, includes imaging guidance; lower extremity distal/peripheral nerve Not Medically Necessary
0442T CPT Ablation, percutaneous, cryoablation, includes imaging guidance; nerve plexus or other truncal nerve Not Medically Necessary
+ 5 more codes

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Not Covered HCPCS Codes

Code Type Description Coverage Status
C9808 HCPCS Nerve cryoablation probe (e.g., cryoICE, cryoSPHERE, cryoSPHERE MAX, cryoICE cryosphere) Not Medically Necessary
C9809 HCPCS Cryoablation needle (e.g., iovera system), including needle/tip and all disposable system components Not Medically Necessary

Key ICD-10-CM Diagnosis Codes

The full policy list contains 578 ICD-10-CM codes. The table below includes the primary categories. Review the full policy at Cigna's source document for the complete list.

Code Description
G43.001 Migraine without aura, not intractable, with status migrainosus
G43.009 Migraine without aura, not intractable, without status migrainosus
G43.011 Migraine without aura, intractable, with status migrainosus
+ 65 more codes

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The full policy includes 578 ICD-10-CM codes. The complete list is available in the source policy document.


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