Cigna modified MM 0525 for peripheral nerve destruction, effective March 7, 2026. Every CPT and HCPCS code in this policy is classified as Not Medically Necessary. Here's what billing teams need to do.
Cigna Healthcare updated Coverage Policy MM 0525 on March 7, 2026, covering peripheral nerve destruction procedures used for pain management. The policy addresses percutaneous cryoablation and other ablation techniques — electrical, laser, chemical, and radiofrequency. All eight CPT codes (0440T, 0441T, 0442T, 64620, 64624, 64632, 64640, and 64999) and both HCPCS codes (C9808 and C9809) carry a blanket "Not Medically Necessary" designation across 578 ICD-10-CM diagnosis codes. That's a broad coverage wall. If your practice bills these services for Cigna members, read this closely.
Quick-Reference Table
| Field | Detail |
|---|---|
| Payer | Cigna Healthcare |
| Policy | Peripheral Nerve Destruction for Pain Conditions |
| Policy Code | MM 0525 |
| Change Type | Modified |
| Effective Date | March 7, 2026 |
| Impact Level | High |
| Specialties Affected | Pain management, interventional pain, orthopedic surgery, neurology, podiatry, anesthesiology |
| Key Action | Audit all pending and future Cigna claims for 0440T, 0441T, 0442T, 64620, 64624, 64632, 64640, 64999, C9808, and C9809 before billing |
Cigna Peripheral Nerve Destruction Coverage Criteria and Medical Necessity Requirements 2026
The Cigna peripheral nerve destruction coverage policy under MM 0525 takes a hard stance. Every procedure covered by this policy — percutaneous cryoablation, neurolytic agent destruction, radiofrequency ablation of peripheral nerves, and related techniques — is considered Not Medically Necessary for the full list of indicated diagnoses.
That list is enormous. The 578 ICD-10-CM codes span migraine variants (G43.001 through G43.919), headache syndromes (G44.001–G44.89), brachial and lumbosacral plexus disorders (G54.0, G54.1), cervical and lumbosacral root disorders (G54.2, G54.4), upper extremity mononeuropathies (G56.00–G56.93), and lower extremity nerve lesions including sciatic nerve disorders (G57.00–G57.03), meralgia paresthetica (G57.10–G57.13), and tarsal tunnel syndrome (G57.50–G57.53).
The policy covers procedures performed alone or in combination. That matters for billing. If you're combining cryoablation (0440T, 0441T, or 0442T) with a neurolytic agent technique (64640), Cigna treats both as Not Medically Necessary — not just one.
The policy does not list prior authorization as a pathway to coverage. There's no prior auth process that unlocks reimbursement here. The designation is categorical. That's different from a policy that says "covered with prior authorization" — this one says it's not medically necessary, full stop.
If you're unsure how this applies to your patient mix or your specific plan contracts, talk to your compliance officer before billing.
Cigna Peripheral Nerve Destruction Exclusions and Non-Covered Indications
Every indication in this policy is excluded. That's the real issue with MM 0525.
Cigna deems percutaneous cryoablation of upper extremity distal and peripheral nerves (0440T), lower extremity distal and peripheral nerves (0441T), and nerve plexus or other truncal nerves (0442T) as Not Medically Necessary. Same for destruction by neurolytic agent of the intercostal nerve (64620), genicular nerve branches (64624), plantar common digital nerve (64632), and other peripheral nerve or branch (64640). Unlisted nervous system procedures billed under 64999 also fall here.
On the supply side, C9808 (nerve cryoablation probe — devices like cryoICE, cryoSPHERE, and cryoSPHERE MAX) and C9809 (cryoablation needle systems like the iovera system, including all disposable components) are both Not Medically Necessary under this policy.
The clinical scope is wide. Headache, occipital neuralgia, joint pain, neuropathic pain, and nerve entrapment syndromes all appear in the diagnosis list — and all are non-covered. This isn't a narrow carve-out for one technique. This covers the full toolkit of peripheral nerve ablation for pain.
Coverage Indications at a Glance
| Indication | Status | Relevant CPT/HCPCS | Notes |
|---|---|---|---|
| Headache / Migraine (G43.xxx, G44.xxx) | Not Medically Necessary | 0440T, 0441T, 0442T, 64640, 64999 | All migraine subtypes included |
| Occipital neuralgia | Not Medically Necessary | 64640, 64999 | No prior auth pathway identified |
| Joint pain (genicular nerve) | Not Medically Necessary | 64624 | Includes imaging guidance |
| Intercostal nerve pain | Not Medically Necessary | 64620 | Chemical/neurolytic techniques included |
| Plantar nerve / Morton's neuroma | Not Medically Necessary | 64632 | G57.60–G57.63 range |
| Brachial / lumbosacral plexopathy | Not Medically Necessary | 0442T, 64640 | G54.0, G54.1 |
| Upper extremity mononeuropathies | Not Medically Necessary | 0440T, 64640 | G56.00–G56.93 |
| Sciatic nerve lesions | Not Medically Necessary | 0441T, 64640 | G57.00–G57.03 |
| Meralgia paresthetica | Not Medically Necessary | 0441T, 64640 | G57.10–G57.13 |
| Tarsal tunnel syndrome | Not Medically Necessary | 0441T, 64640 | G57.50–G57.53 |
| Cryoablation probe / needle supplies | Not Medically Necessary | C9808, C9809 | Devices tied to denied procedures |
Cigna Peripheral Nerve Destruction Billing Guidelines and Action Items 2026
The effective date of March 7, 2026 is already here. These aren't future changes to plan for — they're current policy. Act now.
| # | Action Item |
|---|---|
| 1 | Pull all open Cigna claims for 0440T, 0441T, 0442T, 64620, 64624, 64632, 64640, and 64999. Check any claims billed on or after March 7, 2026. These face denial under MM 0525. Don't wait for remittances to flag them. |
| 2 | Audit your charge capture templates and order sets. Remove any automated pathways that route peripheral nerve cryoablation or neurolytic agent procedures straight to a Cigna claim without a coverage check. A denial here isn't a small claim — these are procedural codes with real reimbursement exposure. |
| 3 | Review your supply billing for C9808 and C9809. If your facility bills for cryoablation probes or iovera-system needles separately, those claims will deny too. Flag this for your charge capture team and your supply chain billing workflow. |
| 4 | Update your patient financial counseling scripts. If a physician is planning peripheral nerve cryoablation for a Cigna member for pain management, the patient should know before the procedure that Cigna considers this Not Medically Necessary. That affects your ABN process and your financial liability conversation. |
| 5 | Do not assume a prior auth approval changes this. The coverage policy does not indicate that prior authorization unlocks coverage. A prior auth for one of these codes is not a guarantee of payment. If you get an auth, escalate to your billing consultant or compliance officer before proceeding. |
| 6 | Check your appeal rights and clinical documentation now. If you believe a case is clinically exceptional, document it thoroughly before billing. The claim denial will come fast. A strong clinical record supports any appeal you file. |
| 7 | Flag this for your pain management physicians and interventional providers. This isn't just a billing problem — it's a clinical planning problem. Providers ordering these services for Cigna patients need to know the coverage position before the procedure is scheduled. |
| Previous Version | Current Version |
|---|---|
| Coverage is considered experimental and investigational for all indications | Coverage is considered medically necessary when specific criteria are met |
| Prior authorization is not required | Prior authorization is required for initial treatment |
| Documentation must include clinical history | Documentation must include clinical history |
| Re-review every 24 months | Re-review every 12 months with updated clinical documentation |
CPT, HCPCS, and ICD-10 Codes for Peripheral Nerve Destruction Under MM 0525
Not Covered CPT Codes
All CPT codes under MM 0525 carry a Not Medically Necessary designation. There are no covered CPT codes in this policy.
| Code | Type | Description | Coverage Status |
|---|---|---|---|
| 0440T | CPT | Ablation, percutaneous, cryoablation, includes imaging guidance; upper extremity distal/peripheral nerve | Not Medically Necessary |
| 0441T | CPT | Ablation, percutaneous, cryoablation, includes imaging guidance; lower extremity distal/peripheral nerve | Not Medically Necessary |
| 0442T | CPT | Ablation, percutaneous, cryoablation, includes imaging guidance; nerve plexus or other truncal nerve | Not Medically Necessary |
| 64620 | CPT | Destruction by neurolytic agent, intercostal nerve | Not Medically Necessary |
| 64624 | CPT | Destruction by neurolytic agent, genicular nerve branches including imaging guidance, when performed | Not Medically Necessary |
| 64632 | CPT | Destruction by neurolytic agent; plantar common digital nerve | Not Medically Necessary |
| 64640 | CPT | Destruction by neurolytic agent; other peripheral nerve or branch | Not Medically Necessary |
| 64999 | CPT | Unlisted procedure, nervous system | Not Medically Necessary |
Not Covered HCPCS Codes
| Code | Type | Description | Coverage Status |
|---|---|---|---|
| C9808 | HCPCS | Nerve cryoablation probe (e.g., cryoICE, cryoSPHERE, cryoSPHERE MAX, cryoICE cryosphere) | Not Medically Necessary |
| C9809 | HCPCS | Cryoablation needle (e.g., iovera system), including needle/tip and all disposable system components | Not Medically Necessary |
Key ICD-10-CM Diagnosis Codes
The full policy list contains 578 ICD-10-CM codes. The table below includes the primary categories. Review the full policy at Cigna's source document for the complete list.
| Code | Description |
|---|---|
| G43.001 | Migraine without aura, not intractable, with status migrainosus |
| G43.009 | Migraine without aura, not intractable, without status migrainosus |
| G43.011 | Migraine without aura, intractable, with status migrainosus |
| G43.019 | Migraine without aura, intractable, without status migrainosus |
| G43.101 | Migraine with aura, not intractable, with status migrainosus |
| G43.109 | Migraine with aura, not intractable, without status migrainosus |
| G43.111 | Migraine with aura, intractable, with status migrainosus |
| G43.119 | Migraine with aura, intractable, without status migrainosus |
| G43.401 | Hemiplegic migraine, not intractable, with status migrainosus |
| G43.409 | Hemiplegic migraine, not intractable, without status migrainosus |
| G43.411 | Hemiplegic migraine, intractable, with status migrainosus |
| G43.419 | Hemiplegic migraine, intractable, without status migrainosus |
| G43.501 | Persistent migraine aura without cerebral infarction, not intractable, with status migrainosus |
| G43.509 | Persistent migraine aura without cerebral infarction, not intractable, without status migrainosus |
| G43.511 | Persistent migraine aura without cerebral infarction, intractable, with status migrainosus |
| G43.519 | Persistent migraine aura without cerebral infarction, intractable, without status migrainosus |
| G43.601 | Persistent migraine aura with cerebral infarction, not intractable, with status migrainosus |
| G43.609 | Persistent migraine aura with cerebral infarction, not intractable, without status migrainosus |
| G43.611 | Persistent migraine aura with cerebral infarction, intractable, with status migrainosus |
| G43.619 | Persistent migraine aura with cerebral infarction, intractable, without status migrainosus |
| G43.701 | Chronic migraine without aura, not intractable, with status migrainosus |
| G43.709 | Chronic migraine without aura, not intractable, without status migrainosus |
| G43.711 | Chronic migraine without aura, intractable, with status migrainosus |
| G43.719 | Chronic migraine without aura, intractable, without status migrainosus |
| G43.801 | Other migraine, not intractable, with status migrainosus |
| G43.809 | Other migraine, not intractable, without status migrainosus |
| G43.811 | Other migraine, intractable, with status migrainosus |
| G43.819 | Other migraine, intractable, without status migrainosus |
| G43.821 | Menstrual migraine, not intractable, with status migrainosus |
| G43.829 | Menstrual migraine, not intractable, without status migrainosus |
| G43.831 | Menstrual migraine, intractable, with status migrainosus |
| G43.839 | Menstrual migraine, intractable, without status migrainosus |
| G43.901 | Migraine, unspecified, not intractable, with status migrainosus |
| G43.909 | Migraine, unspecified, not intractable, without status migrainosus |
| G43.911 | Migraine, unspecified, intractable, with status migrainosus |
| G43.919 | Migraine, unspecified, intractable, without status migrainosus |
| G43.E01 | Chronic migraine with aura, not intractable, with status migrainosus |
| G43.E09 | Chronic migraine with aura, not intractable, without status migrainosus |
| G43.E11 | Chronic migraine with aura, intractable, with status migrainosus |
| G43.E19 | Chronic migraine with aura, intractable, without status migrainosus |
| G44.001–G44.89 | Other headache syndromes (range) |
| G54.0 | Brachial plexus disorders |
| G54.1 | Lumbosacral plexus disorders |
| G54.2 | Cervical root disorders, not elsewhere classified |
| G54.4 | Lumbosacral root disorders, not elsewhere classified |
| G56.00–G56.93 | Mononeuropathies of upper limb (range) |
| G57.00 | Lesion of sciatic nerve, unspecified lower limb |
| G57.01 | Lesion of sciatic nerve, right lower limb |
| G57.02 | Lesion of sciatic nerve, left lower limb |
| G57.03 | Lesion of sciatic nerve, bilateral lower limbs |
| G57.10 | Meralgia paresthetica, unspecified lower limb |
| G57.11 | Meralgia paresthetica, right lower limb |
| G57.12 | Meralgia paresthetica, left lower limb |
| G57.13 | Meralgia paresthetica, bilateral lower limbs |
| G57.30 | Lesion of lateral popliteal nerve, unspecified lower limb |
| G57.31 | Lesion of lateral popliteal nerve, right lower limb |
| G57.32 | Lesion of lateral popliteal nerve, left lower limb |
| G57.33 | Lesion of lateral popliteal nerve, bilateral lower limbs |
| G57.40 | Lesion of medial popliteal nerve, unspecified lower limb |
| G57.41 | Lesion of medial popliteal nerve, right lower limb |
| G57.42 | Lesion of medial popliteal nerve, left lower limb |
| G57.43 | Lesion of medial popliteal nerve, bilateral lower limbs |
| G57.50 | Tarsal tunnel syndrome, unspecified lower limb |
| G57.51 | Tarsal tunnel syndrome, right lower limb |
| G57.52 | Tarsal tunnel syndrome, left lower limb |
| G57.53 | Tarsal tunnel syndrome, bilateral lower limbs |
| G57.60 | Lesion of plantar nerve, unspecified lower limb |
| G57.61 | Lesion of plantar nerve, right lower limb |
The full policy includes 578 ICD-10-CM codes. The complete list is available in the source policy document.
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