CIGNA Breast Implant Removal Coverage Policy MM 0048 Updated for 2026
Cigna has modified Medical Coverage Policy MM 0048, which governs coverage criteria for breast implant removal and replacement procedures. Effective March 12, 2026, this update affects how billing teams should approach prior authorization, medical necessity documentation, and code selection for patients presenting with implant-related complications or elective removal requests. If your practice performs breast implant removal—or bills for capsulectomy, implant revision, or replacement procedures—this policy change deserves immediate attention.
| Field | Detail |
|---|---|
| Payer | Cigna |
| Policy | Breast Implant Removal (MM 0048) |
| Policy Code | MM 0048 |
| Change Type | Modified |
| Effective Date | 2026-03-12 |
| Impact Level | High |
| Specialties Affected | Plastic Surgery, General Surgery, Reconstructive Surgery, Breast Surgery |
| Key Action | Review medical necessity documentation requirements and verify prior authorization workflows for all seven affected CPT codes before submitting claims on or after March 12, 2026. |
What Cigna's MM 0048 Policy Covers — and What It Doesn't
Cigna's MM 0048 policy addresses the removal of both silicone gel-filled and saline-filled breast implants, as well as the subsequent surgical implantation of a new FDA-approved breast implant. The policy applies across a range of clinical scenarios: implant rupture, capsular contracture, peri-implant capsule revision, and replacement procedures performed on a separate day from mastectomy.
One critical boundary billing teams must understand: MM 0048 does not govern reconstructive breast surgery following mastectomy or lumpectomy. Those procedures fall under Medical Coverage Policy 0178 (Breast Reconstruction Following Mastectomy or Lumpectomy). Submitting reconstruction-related claims under MM 0048 creates a mismatch that can generate denials or delays, so proper policy routing matters from the moment a case is scheduled.
The distinction between "removal only" and "removal with replacement" scenarios also has coding implications that map directly to medical necessity criteria—which are now updated under this March 2026 revision.
| Previous Version | Current Version |
|---|---|
| Coverage is considered experimental and investigational for all indications | Coverage is considered medically necessary when specific criteria are met |
| Prior authorization is not required | Prior authorization is required for initial treatment |
| Documentation must include clinical history | Documentation must include clinical history |
| Re-review every 24 months | Re-review every 12 months with updated clinical documentation |
Affected Codes — Cigna MM 0048 Breast Implant Removal
Covered Codes (Medically Necessary When Criteria Are Met)
These CPT codes are covered under Cigna MM 0048 when the applicable medical necessity criteria are satisfied. Claims submitted without adequate documentation supporting those criteria are at high risk for denial.
| Code | Type | Description |
|---|---|---|
| 19325 | CPT | Breast augmentation with implant |
| 19328 | CPT | Removal of intact breast implant |
| 19330 | CPT | Removal of ruptured breast implant, including implant contents (e.g., saline, silicone gel) |
| 19342 | CPT | Insertion or replacement of breast implant on separate day from mastectomy |
| 19370 | CPT | Revision of peri-implant capsule, breast, including capsulotomy, capsulorrhaphy, and/or partial capsulectomy |
| 19371 | CPT | Peri-implant capsulectomy, breast, complete, including removal of all intracapsular contents |
Note that CPT 19330 specifically captures ruptured implant removal inclusive of implant contents—both saline and silicone gel scenarios are bundled under this code. Billing CPT 19328 for a ruptured implant would represent an incorrect code assignment and is likely to trigger clinical review or denial.
Not Covered / Cosmetic Designation
| Code | Type | Description | Reason |
|---|---|---|---|
| 19316 | CPT | Mastopexy | Considered not medically necessary and/or cosmetic unless applicable criteria are met |
Mastopexy (CPT 19316) carries a default cosmetic designation under this policy. If a clinical argument exists for medical necessity in a specific case—for example, mastopexy performed in the context of implant removal with significant ptosis—your documentation needs to be unusually strong, and prior authorization should be secured before the procedure is performed. Without it, expect denial and a difficult appeals path.
Related ICD-10 Diagnosis Codes
The policy data for MM 0048 does not list specific ICD-10-CM codes in this update. However, billing teams should ensure diagnosis codes accurately reflect the clinical indication—such as implant rupture, capsular contracture, or implant-related pain—to support medical necessity at claim review.
Cigna's Medical Necessity Framework for Implant Removal Procedures
Cigna, one of the largest commercial payers in the U.S., applies a criteria-based medical necessity standard to each of the covered CPT codes under MM 0048. Coverage is not automatic for any of them—each claim must satisfy the "applicable criteria" referenced in the policy's coverage position.
For rupture cases (CPT 19330), clinical imaging or intraoperative findings typically drive medical necessity. For capsule-related procedures (CPT 19370 and 19371), the documented severity of capsular contracture—often graded using the Baker Classification—is central to justifying intervention. Grade III or IV contracture with documented pain or functional limitation generally meets the threshold; Grade I or II typically does not.
For replacement procedures (CPT 19342), timing is significant. This code applies specifically when implant insertion occurs on a separate day from mastectomy. If insertion happens at the same surgical session as mastectomy, MM 0048 is the wrong policy—refer back to Policy 0178 for that scenario.
Prior authorization requirements are not explicitly detailed in the summary data for this update, but given the complexity and cost of these procedures, Cigna historically requires prior authorization for most surgical breast procedures. Treat prior auth as assumed required until your provider relations or portal verification confirms otherwise.
What Your Billing Team Should Do
| # | Action Item |
|---|---|
| 1 | Audit your active cases by March 12, 2026. Pull any scheduled breast implant removal or replacement procedures booked on or after this date and flag them for policy review under the updated MM 0048 criteria. Don't let claims go out under the old policy framework. |
| 2 | Verify prior authorization status for all seven CPT codes. Confirm whether Cigna requires prior auth for each code at your facility type and plan type. Check Cigna's provider portal or contact provider relations directly—plan-level variation exists, and what's required for a commercial PPO may differ from a Cigna Medicare Advantage plan. |
| 3 | Update your medical necessity documentation templates. Work with your surgeons to ensure operative notes and pre-authorization requests include implant type (silicone vs. saline), documented clinical indication (rupture, contracture grade, infection, etc.), imaging results where applicable, and conservative treatment history. Vague documentation is the most common reason these claims face clinical review. |
| 4 | Route reconstruction cases to the correct policy. Train your authorization and coding staff to distinguish MM 0048 cases from Policy 0178 cases. If a patient is having implant removal in the context of post-mastectomy reconstruction, the claim and prior auth request must reference Policy 0178, not MM 0048. |
| 5 | Flag mastopexy (CPT 19316) for heightened scrutiny. Any case where mastopexy is planned alongside implant removal should have a clear clinical justification documented before the procedure occurs. If you believe a case qualifies as medically necessary, build the appeal argument before the denial—not after. |
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