TL;DR: Aetna, a CVS Health company, modified CPB 0786 covering the Menaflex device (HCPCS G0428), effective December 3, 2025. The position is unchanged — this device is experimental and not covered — but if your billing team hasn't built denial workflows around G0428, this update is your reminder to do it now.
Aetna's Menaflex coverage policy under CPB 0786 Aetna system classifies the Menaflex device as experimental, investigational, or unproven for all indications, including medial meniscus repair and reinforcement. HCPCS code G0428 — the collagen meniscus implant procedure code — is explicitly not covered for any of the diagnoses listed in this bulletin. If your orthopedic or sports medicine practice is billing G0428 to Aetna, every one of those claims will deny.
Quick-Reference Table
| Field | Detail |
|---|---|
| Payer | Aetna, a CVS Health company |
| Policy | Menaflex — CPB 0786 |
| Policy Code | CPB 0786 |
| Change Type | Modified |
| Effective Date | December 3, 2025 |
| Impact Level | Medium — concentrated exposure in orthopedic and sports medicine billing |
| Specialties Affected | Orthopedic Surgery, Sports Medicine, Interventional Orthopedics |
| Key Action | Flag G0428 as non-covered in your charge capture and route any Menaflex claims to denial management before billing |
Aetna Menaflex Coverage Criteria and Medical Necessity Requirements 2025
The Aetna Menaflex coverage policy under CPB 0786 is unambiguous. There are no coverage criteria to meet. Aetna does not recognize medical necessity for the Menaflex device — also known as the Collagen Meniscal Implant or Collagen Scaffold device — under any clinical circumstance.
This isn't a case where prior authorization might help. You can't satisfy a prior auth requirement when the payer's position is that the procedure is experimental. If your team submits G0428 expecting reimbursement from Aetna, the claim will deny, and an appeal won't succeed without a significant shift in Aetna's evidentiary standard.
The device is used for filling meniscal defects in the knee — specifically repair and reinforcement of the medial meniscus. Aetna's objection is clinical: insufficient evidence of effectiveness. That's a harder wall to argue around than a coverage exclusion based on billing technicalities.
The 33 ICD-10-CM diagnosis codes listed in this bulletin include osteoarthritis of the knee (M17.0–M17.9), internal derangement of the knee (M22.2x1–M23.92), meniscal tears (S83.211–S83.249), and osteochondritis dissecans (M93.261–M93.269). Aetna's policy covers all of them — but not in the direction you want. These are the diagnoses your practice would typically use to justify the procedure. Aetna is explicitly saying none of them qualify G0428 for coverage.
This is the kind of policy where your billing guidelines need to do the heavy lifting before a claim ever gets submitted.
Aetna Menaflex Exclusions and Non-Covered Indications
Every indication is excluded. That's the short version.
Aetna considers the Menaflex device experimental, investigational, or unproven for:
| # | Excluded Procedure |
|---|---|
| 1 | Repair and reinforcement of the medial meniscus of the knee |
| 2 | All other indications |
The phrase "all other indications" means there's no off-label path to coverage either. Some experimental designations leave a gap where a creative prior auth argument might work for a closely related indication. This policy closes that gap explicitly.
The device has gone through naming changes — Collagen Meniscal Implant, Collagen Scaffold device, and now Menaflex. Aetna's policy tracks all three names. If your practice or vendors use older terminology in documentation, the same non-covered status applies.
The real issue here is that some practices bill G0428 assuming the claim will deny but then pursue appeals as a matter of course. With an experimental designation and no coverage criteria to satisfy, that appeal strategy wastes time and resources. A denial from Aetna on G0428 is not a coding error or a documentation gap — it's a coverage policy decision.
Coverage Indications at a Glance
| Indication | Status | Relevant Codes | Notes |
|---|---|---|---|
| Medial meniscus repair and reinforcement | Not Covered — Experimental | G0428, S83.211–S83.249 | Explicitly named in CPB 0786 as experimental |
| All other meniscal indications | Not Covered — Experimental | G0428 | "All other indications" language closes off-label paths |
| Osteoarthritis of the knee | Not Covered for G0428 | G0428, M17.0–M17.9 | Diagnosis listed in CPB; does not qualify device for coverage |
| Internal derangement of the knee | Not Covered for G0428 | G0428, M22.2x1–M23.92 | Diagnosis listed in CPB; does not qualify device for coverage |
| Osteochondritis dissecans of the knee | Not Covered for G0428 | G0428, M93.261–M93.269 | Diagnosis listed in CPB; does not qualify device for coverage |
| Knee pain | Not Covered for G0428 | G0428, M25.561–M25.569 | Diagnosis listed in CPB; does not qualify device for coverage |
| Other joint derangement / knee joint disorders | Not Covered for G0428 | G0428, M25.161–M25.369 | Diagnosis listed in CPB; does not qualify device for coverage |
| Current meniscal tear (traumatic) | Not Covered for G0428 | G0428, S83.211–S83.249 | Acute injury codes listed; does not qualify device for coverage |
| Knee injury (general) | Not Covered for G0428 | G0428, S89.90x–S89.92x | Diagnosis listed in CPB; does not qualify device for coverage |
Aetna Menaflex Billing Guidelines and Action Items 2025
This policy has been in place — now modified as of December 3, 2025. Use that date as your audit trigger.
| # | Action Item |
|---|---|
| 1 | Flag G0428 as non-covered in your charge capture system now. If it isn't already blocked or flagged for review, add that hard stop before December 3, 2025. Any claim with G0428 billing to Aetna should route to a review queue, not straight to submission. |
| 2 | Pull your G0428 Aetna claim history for the past 12 months. Identify any claims that were submitted and denied. If appeals are pending, assess whether the appeals reference medical necessity arguments — those won't succeed against an experimental designation. Close them out and redirect your team's time. |
| 3 | Update patient financial counseling scripts for Menaflex procedures. If a patient is an Aetna member and your physician recommends this device, the financial conversation needs to happen before the procedure. Aetna will not pay. The patient will owe the full cost unless they have secondary coverage that doesn't follow Aetna's exclusions. |
| 4 | Review related CPBs for alternative procedures. Aetna's CPB 0786 links to eight related policies: CPB 0009 (Orthopedic Casts, Braces and Splints), CPB 0179 (Viscosupplementation), CPB 0247 (Autologous Chondrocyte Implantation), CPB 0364 (Allograft Transplants of the Extremities), CPB 0545 (Electrothermal Arthroscopy), CPB 0637 (Osteochondral Autografts/Mosaicplasty/OATS), CPB 0660 (Knee Arthroplasty), and CPB 0673 (Osteoarthritis of the Knee: Selected Treatments). If a patient can't get G0428 covered, the treating physician may consider alternatives that do have coverage pathways. Your billing team should know which of those procedures Aetna does cover for your patient population. |
| 5 | Don't rely on ABN logic alone. An Advance Beneficiary Notice-style financial waiver is not your primary protection here. The cleaner approach is a full financial agreement signed before the procedure — specific to the Menaflex device and Aetna's non-coverage position. If you're not sure how to document this correctly for your state's requirements, loop in your compliance officer before scheduling these cases. |
| 6 | Confirm with your coding staff that all three device names map to G0428. Menaflex, Collagen Meniscal Implant, and Collagen Scaffold are all the same code. Documentation that uses any of these names should trigger the same non-covered workflow. Inconsistent naming in operative reports can slow down denial processing if your team doesn't recognize the connection. |
| Previous Version | Current Version |
|---|---|
| Coverage is considered experimental and investigational for all indications | Coverage is considered medically necessary when specific criteria are met |
| Prior authorization is not required | Prior authorization is required for initial treatment |
| Documentation must include clinical history | Documentation must include clinical history |
| Re-review every 24 months | Re-review every 12 months with updated clinical documentation |
CPT, HCPCS, and ICD-10 Codes for Menaflex Under CPB 0786
Not Covered / Experimental HCPCS Codes
| Code | Type | Description | Reason |
|---|---|---|---|
| G0428 | HCPCS | Collagen meniscus implant procedure for filling meniscal defects (e.g., CMI, Collagen Scaffold, Menaflex) | Not covered for indications listed in CPB 0786 — experimental designation |
Key ICD-10-CM Diagnosis Codes
These are the diagnosis codes listed in CPB 0786. They represent the clinical scenarios where Menaflex might be considered — and where Aetna's non-coverage position applies.
| Code | Description |
|---|---|
| M17.0 | Osteoarthritis of knee |
| M17.1 | Osteoarthritis of knee |
| M17.2 | Osteoarthritis of knee |
| M17.3 | Osteoarthritis of knee |
| M17.4 | Osteoarthritis of knee |
| M17.5 | Osteoarthritis of knee |
| M17.6 | Osteoarthritis of knee |
| M17.7 | Osteoarthritis of knee |
| M17.8 | Osteoarthritis of knee |
| M17.9 | Osteoarthritis of knee |
| M22.2x1–M23.92 | Internal derangement of knee (source entry also includes Q68.6) |
| M25.161–M25.169, M25.861–M25.869 | Other specified disorders of knee joint |
| M25.261–M25.269, M25.361–M25.369 | Other joint derangement of knee |
| M25.561 | Pain in knee |
| M25.562 | Pain in knee |
| M25.563 | Pain in knee |
| M25.564 | Pain in knee |
| M25.565 | Pain in knee |
| M25.566 | Pain in knee |
| M25.567 | Pain in knee |
| M25.568 | Pain in knee |
| M25.569 | Pain in knee |
| M93.261 | Osteochondritis dissecans, right knee |
| M93.262 | Osteochondritis dissecans, left knee |
| M93.263 | Osteochondritis dissecans, bilateral knees |
| M93.264 | Osteochondritis dissecans, knee |
| M93.265 | Osteochondritis dissecans, knee |
| M93.266 | Osteochondritis dissecans, knee |
| M93.267 | Osteochondritis dissecans, knee |
| M93.268 | Osteochondritis dissecans, knee |
| M93.269 | Osteochondritis dissecans, unspecified knee |
| S83.211–S83.249 | Tear of medial cartilage or meniscus of knee, current injury |
| S89.90x–S89.92x | Injury of knee |
Get the Full Picture
Track this policy across versions, search 1,500+ policies by CPT code, and get real-time alerts when any payer changes coverage.