Aetna modified CPB 0775 covering selected kidney function tests, effective February 14, 2026, designating eight CPT codes as non-covered for all listed indications. Here's what changes for billing teams.
Aetna, a CVS Health company, updated its kidney function test coverage policy under CPB 0775 to formally classify tests including KidneyIntelX, GFR-NMR, APOL1 genotyping, and transdermal GFR measurement as experimental, investigational, or unproven. The affected codes — 0105U, 0259U, 0355U, 0384U, 0385U, 0407U, 0602T, and 0603T — are now explicitly not covered for any of the indications listed in CPB 0775. If your practice or lab bills these codes for Aetna members, expect denials starting February 14, 2026.
Quick-Reference Table
| Field | Detail |
|---|---|
| Payer | Aetna, a CVS Health company |
| Policy | Selected Kidney Function Tests |
| Policy Code | CPB 0775 |
| Change Type | Modified |
| Effective Date | February 14, 2026 |
| Impact Level | High — all eight listed CPT codes are non-covered |
| Specialties Affected | Nephrology, Endocrinology, Internal Medicine, Clinical Laboratory |
| Key Action | Remove CPT codes 0105U, 0259U, 0355U, 0384U, 0385U, 0407U, 0602T, and 0603T from your Aetna charge capture for kidney function testing |
Aetna Kidney Function Test Coverage Criteria and Medical Necessity Requirements 2026
CPB 0775 is Aetna's clinical policy bulletin governing coverage for selected kidney function tests. This policy has been in place for some time, but the February 14, 2026 modification sharpens the exclusion list considerably — naming specific proprietary tests and CPT codes that will not meet medical necessity under any circumstances listed in the bulletin.
The coverage policy does not create a pathway to coverage for the listed tests. Aetna's position is that the clinical evidence is insufficient to establish effectiveness for these tests. The policy designates these tests as experimental/investigational; consult your Aetna provider agreement for appeals and prior authorization processes.
That's a firm stance. The tests in question include some with significant market presence — KidneyIntelX and IntelxDKD from RenalytixAI have been actively promoted to nephrologists managing diabetic CKD patients. Aetna kidney function test billing for these products now hits a hard wall.
The medical necessity standard Aetna applies here is straightforward: if clinical evidence of effectiveness hasn't been established to Aetna's satisfaction, the test doesn't meet medical necessity. For all eight CPT codes listed in CPB 0775, Aetna has made that determination explicitly. This coverage policy applies across the full range of relevant ICD-10 diagnoses — diabetes mellitus (E08.00–E13.9), CKD stages N18.1–N18.9, hypertensive disease (I10–I16.2), and associated symptom codes.
Aetna Kidney Function Test Exclusions and Non-Covered Indications
This is the core of the CPB 0775 update. Every test listed below is now designated as experimental, investigational, or unproven by Aetna. That designation means no coverage, regardless of diagnosis or clinical justification.
APOL1 renal risk variant genotyping (CPT 0355U) — collected from blood or buccal mucosa. This test identifies genetic variants associated with kidney disease risk. Aetna does not cover it.
GFR-NMR test (CPT 0259U) — uses nuclear magnetic resonance spectroscopy to measure a combination of metabolites including myo-inositol, dimethyl sulfone, valine, and creatinine to assess glomerular filtration rate. Not covered.
KidneyIntelX and IntelxDKD (RenalytixAI) — biomarker panels for predicting renal decline in type 2 diabetes. Both are listed as experimental/investigational in CPB 0775. CPT 0407U is listed as non-covered under the same bulletin for nephrology diabetic CKD indications. Not covered.
NaviDKD and PromarkerD — both are tests for predicting kidney disease in patients with diabetes. These don't yet have unique CPT codes in this bulletin but fall under the broader experimental designation.
RenalVysion (Nephrocor) — used for diagnosing and monitoring kidney disease. Not covered.
Transdermal GFR measurement (CPT 0602T and 0603T) — uses a pyrazine-based fluorescent agent applied transdermally to measure glomerular filtration rate. Both measurement and monitoring codes are excluded.
The real issue here is the commercial landscape. Several of these tests have been actively marketed to clinicians as clinically validated tools. Aetna is saying the published evidence doesn't yet meet its bar. That gap between manufacturer claims and payer coverage is exactly what makes this policy consequential for billing teams.
Coverage Indications at a Glance
| Indication | Status | Relevant CPT Codes | Notes |
|---|---|---|---|
| APOL1 renal risk genotyping (CKD risk stratification) | Not Covered — Experimental | 0355U | Blood or buccal mucosa collection; no coverage pathway |
| GFR assessment via NMR spectroscopy (myo-inositol, DMSO2, valine, creatinine) | Not Covered — Experimental | 0259U | Marketed as GFR-NMR test |
| Prediction of renal decline in type 2 DM (KidneyIntelX / IntelxDKD) | Not Covered — Experimental | 0407U | RenalytixAI product; listed as non-covered for diabetic CKD indications |
| CKD biomarker panel — carboxymethyllysine, methylglyoxal, related markers | Not Covered — Experimental | 0384U | Multiplex ECLIA panel |
| CKD biomarker panel — ApoA4, CD5L, insulin-like growth factor binding protein | Not Covered — Experimental | 0385U | Multiplex ECLIA panel |
| Multiplex ECLIA panel — general CKD monitoring | Not Covered — Experimental | 0105U | Listed under CKD indications |
| Kidney disease prediction in diabetes (NaviDKD, PromarkerD) | Not Covered — Experimental | No unique CPT listed | Covered under general experimental designation |
| Kidney disease diagnosis/monitoring (RenalVysion) | Not Covered — Experimental | No unique CPT listed | Nephrocor product |
| Transdermal GFR measurement (pyrazine-based fluorescent agent) | Not Covered — Experimental | 0602T, 0603T | Both measurement and monitoring codes excluded |
Aetna Kidney Function Test Billing Guidelines and Action Items 2026
| # | Action Item |
|---|---|
| 1 | Audit your charge capture before February 14, 2026. Pull any active charge entries for CPT codes 0105U, 0259U, 0355U, 0384U, 0385U, 0407U, 0602T, and 0603T. If these codes are mapped to Aetna payers, flag them now. |
| 2 | Update your payer-specific fee schedules and billing guidelines for Aetna. Remove these eight codes from any Aetna-billable code lists. Mark them as non-covered so your billing system blocks the claim before submission — not after. |
| 3 | Brief your nephrology and endocrinology clinical teams. Providers ordering KidneyIntelX, GFR-NMR testing, or APOL1 genotyping for Aetna members need to know that reimbursement is not available. This affects patient conversations, lab orders, and any financial counseling you're doing upfront. |
| 4 | Review any in-flight prior authorization requests for these tests. If you submitted prior auth requests for any of these tests before the effective date of February 14, 2026, follow up on their status. Consult your Aetna provider agreement for how the payer handles approvals and appeals in the context of a coverage policy change. |
| 5 | Check for claims already in process. If you billed any of these codes to Aetna for dates of service before February 14, 2026, those claims may still pay under prior policy versions. Don't pull or void them — let them adjudicate. Track any denials closely. If a denial comes back citing CPB 0775 for a pre-February 14 date of service, review your Aetna provider agreement for applicable appeal rights. |
| 6 | Document refusal or non-coverage for patient records. When a provider still wants to order one of these tests for clinical reasons, document the discussion. The patient may self-pay, or the ordering provider may need to factor non-coverage into the care plan. Either way, the medical record should reflect the decision-making process. |
| 7 | If your organization has contracts with any of these test manufacturers, loop in your compliance officer. Tests like KidneyIntelX have been marketed with reimbursement support programs. Aetna's explicit non-coverage designation changes the commercial calculus. Your compliance officer should know before your billing team receives a claim denial wave. |
| Previous Version | Current Version |
|---|---|
| Coverage is considered experimental and investigational for all indications | Coverage is considered medically necessary when specific criteria are met |
| Prior authorization is not required | Prior authorization is required for initial treatment |
| Documentation must include clinical history | Documentation must include clinical history |
| Re-review every 24 months | Re-review every 12 months with updated clinical documentation |
CPT, HCPCS, and ICD-10 Codes for Selected Kidney Function Tests Under CPB 0775
Not Covered / Experimental CPT Codes
All eight CPT codes listed in CPB 0775 are designated as not covered for the indications in the bulletin. There are no covered CPT codes in this policy update.
| Code | Type | Description | Reason |
|---|---|---|---|
| 0105U | CPT | Nephrology (chronic kidney disease), multiplex electrochemiluminescent immunoassay (ECLIA) of tumor [description truncated in source] | Experimental/Investigational — not covered for CKD indications listed in CPB 0775 |
| 0259U | CPT | Nephrology (chronic kidney disease), nuclear magnetic resonance spectroscopy measurement of myo-inositol and related metabolites for GFR assessment | Experimental/Investigational — GFR-NMR test |
| 0355U | CPT | APOL1 (apolipoprotein L1) risk variants (G1, G2) — chronic kidney disease | Experimental/Investigational — APOL1 genotyping |
| 0384U | CPT | Nephrology (chronic kidney disease), carboxymethyllysine, methylglyoxal hydroimidazolone, and related analytes | Experimental/Investigational |
| 0385U | CPT | Nephrology (chronic kidney disease), apolipoprotein A4 (ApoA4), CD5 antigen-like (CD5L), and insulin-like growth factor binding protein panel | Experimental/Investigational |
| 0407U | CPT | Nephrology (diabetic chronic kidney disease), multiplex electrochemiluminescent immunoassay (ECLIA) — listed as non-covered for diabetic CKD indications | Experimental/Investigational — diabetic CKD prediction |
| 0602T | CPT | Glomerular filtration rate (GFR) measurement, transdermal, including sensor placement and administration of pyrazine-based fluorescent agent | Experimental/Investigational — transdermal GFR |
| 0603T | CPT | Glomerular filtration rate (GFR) monitoring, transdermal, including sensor placement and administration of pyrazine-based fluorescent agent | Experimental/Investigational — transdermal GFR monitoring |
Key ICD-10-CM Diagnosis Codes
These diagnosis codes appear in CPB 0775 in the context of the non-covered indications. Pairing any of these with the CPT codes above will not produce a covered claim under Aetna's policy.
| Code | Description |
|---|---|
| E08.00–E13.9 | Diabetes mellitus (full range — prediction of kidney disease) |
| E11.0–E11.9 | Type 2 diabetes mellitus and its complications |
| E11.21–E11.29 | Type 2 diabetes mellitus with kidney complications |
| I10–I16.2 | Hypertensive diseases |
| N17.0 | Acute kidney failure with tubular necrosis |
| N18.1–N18.9 | Chronic kidney disease (CKD) |
| N19 | Unspecified kidney failure |
| N26.2 | Page kidney |
| R10.0–R10.13, R10.30–R10.33, R10.84 | Abdominal pain |
| R31.0 | Gross hematuria |
| R60.0–R60.9 | Edema, not elsewhere classified |
| R94.4 | Abnormal results of kidney function studies |
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