Aetna modified CPB 0775 covering selected kidney function tests, effective February 14, 2026. Here's what changes for billing teams.
Aetna, a CVS Health company, updated its kidney function testing coverage policy under CPB 0775 in the Aetna Clinical Policy Bulletin system. This modification explicitly classifies eight CPT codes — including 0105U, 0259U, 0355U, 0384U, 0385U, 0407U, 0602T, and 0603T — as non-covered for the indications listed in the bulletin. If your practice bills any of these codes for patients with CKD, diabetic kidney disease, or GFR assessment, this policy change has direct financial exposure for your claims.
Quick-Reference Table
| Field | Detail |
|---|---|
| Payer | Aetna |
| Policy | Selected Kidney Function Tests |
| Policy Code | CPB 0775 |
| Change Type | Modified |
| Effective Date | February 14, 2026 |
| Impact Level | High |
| Specialties Affected | Nephrology, Endocrinology, Internal Medicine, Primary Care, Laboratory/Pathology |
| Key Action | Remove CPT codes 0105U, 0259U, 0355U, 0384U, 0385U, 0407U, 0602T, and 0603T from charge capture for Aetna patients; expect denials on any claims submitted with these codes |
Aetna Kidney Function Tests Coverage Criteria and Medical Necessity Requirements 2026
The Aetna kidney function tests coverage policy under CPB 0775 is blunt: every test listed in this bulletin is experimental, investigational, or unproven. There are no coverage criteria to meet. There is no prior authorization pathway that unlocks reimbursement for these codes. Aetna's position is that the clinical evidence simply hasn't established the effectiveness of these tests.
This matters because several of these tests have been actively marketed to nephrologists and endocrinologists as next-generation tools for managing CKD and diabetic kidney disease. KidneyIntelX, NaviDKD, PromarkerD — these aren't obscure tests. They're being promoted to exactly the specialties that see the highest concentration of Aetna commercial members with diabetes and CKD.
The medical necessity argument does not apply here the way it does with coverage policies that have tiered criteria. Aetna isn't saying these tests need more documentation or a specific ICD-10 to get paid. They're saying the tests don't meet the evidence bar for coverage at all. That's a harder wall to work around, and it means any claim submitted with these codes against an Aetna plan faces a flat denial — not a documentation fix.
If your practice has been ordering these tests assuming eventual coverage, or if your lab has been billing them under the assumption that medical necessity documentation would carry the claim, you need to stop that practice before February 14, 2026.
Aetna Kidney Function Tests Exclusions and Non-Covered Indications
Every test addressed in CPB 0775 falls under the experimental/investigational/unproven classification. There are no covered indications in this policy — it is exclusion all the way through.
Here's what Aetna specifically calls out:
APOL1 renal risk variant genotyping (CPT 0355U) — This covers both blood and buccal mucosa sample types. Aetna isn't covering this regardless of how the specimen is collected or what G1/G2 variants are being tested.
GFR NMR test (CPT 0259U) — This is the nuclear magnetic resonance spectroscopy-based GFR assessment measuring myo-inositol, dimethyl sulfone, valine, and creatinine. The fact that it uses multiple metabolites and advanced spectroscopy doesn't change Aetna's read on the evidence.
KidneyIntelX and IntelxDKD (CPT 0105U, 0407U) — Both products from RenalytixAI are excluded. These electrochemiluminescent immunoassay tests for predicting renal decline in type 2 diabetes patients are non-covered under this policy.
NaviDKD and PromarkerD (CPT 0384U, 0385U) — Both tests for predicting kidney disease in patients with diabetes are explicitly named. These are the multiplex assays measuring biomarkers like carboxymethyllysine, methylglyoxal hydroimidazolone, apolipoprotein A4, and CD5 antigen-like.
RenalVysion — This Nephrocor test for diagnosing and monitoring kidney disease is also excluded. Note that this test doesn't appear to have its own dedicated CPT code listed in the covered or non-covered code table — but the test itself is called out by name in the policy language.
Transdermal GFR measurement (CPT 0602T, 0603T) — Both the single-measurement and monitoring versions using pyrazine-based fluorescent agents are non-covered. This is a device-based approach, and Aetna isn't recognizing it for reimbursement under any circumstance described in this policy.
The real issue here is that some of these products have FDA clearance or are CE marked. Clinicians assume FDA clearance signals payer coverage readiness. It doesn't. Aetna's coverage policy standard requires peer-reviewed evidence of clinical utility — not just analytical validity. These tests haven't crossed that line in Aetna's assessment.
Coverage Indications at a Glance
| Indication | Status | Relevant CPT Codes | Notes |
|---|---|---|---|
| APOL1 renal risk variant genotyping (CKD risk) | Not Covered — Experimental | 0355U | Blood and buccal mucosa both excluded |
| GFR assessment via nuclear magnetic resonance spectroscopy | Not Covered — Experimental | 0259U | Includes myo-inositol, dimethyl sulfone, valine, creatinine panel |
| Prediction of renal decline in type 2 diabetes (KidneyIntelX / IntelxDKD) | Not Covered — Experimental | 0105U, 0407U | Both RenalytixAI products excluded |
| Prediction of kidney disease in diabetes (NaviDKD) | Not Covered — Experimental | 0384U | Carboxymethyllysine-based multiplex assay |
| Prediction of kidney disease in diabetes (PromarkerD) | Not Covered — Experimental | 0385U | ApoA4, CD5L, insulin-based multiplex assay |
| Diagnosing and monitoring kidney disease (RenalVysion) | Not Covered — Experimental | Not separately coded in policy table | Nephrocor product; excluded by name |
| Transdermal GFR measurement (single measurement) | Not Covered — Experimental | 0602T | Pyrazine-based fluorescent agent system |
| Transdermal GFR monitoring (continuous/extended) | Not Covered — Experimental | 0603T | Same transdermal platform; monitoring variant |
Aetna Kidney Function Tests Billing Guidelines and Action Items 2026
The billing guidelines here are straightforward, but the operational steps matter. Work through these before the effective date of February 14, 2026.
| # | Action Item |
|---|---|
| 1 | Pull all claims in your queue with CPT codes 0105U, 0259U, 0355U, 0384U, 0385U, 0407U, 0602T, and 0603T billed to Aetna. Any claims not yet submitted should be held. Any already-submitted claims should be flagged for likely denial. Do this audit by February 14, 2026. |
| 2 | Remove these eight CPT codes from your Aetna charge capture templates. If your practice uses an EHR-based order set or charge master that includes these tests with Aetna as a payer, update those templates now. The denial will come — this step just prevents you from generating patient liability disputes downstream. |
| 3 | Identify patients currently ordered for these tests under Aetna coverage. Talk to your ordering physicians about the coverage policy change. The conversation needs to happen before the test is performed — not after the claim denies. The patient may still want the test, but they need to understand it's self-pay. |
| 4 | Review your ABN process for any of these tests. If your practice plans to continue offering these tests to Aetna patients, an Advance Beneficiary Notice of Noncoverage equivalent (for commercial plans, a Financial Responsibility Agreement) is your protection. Document patient acknowledgment of non-coverage and self-pay obligation before you collect the specimen. |
| 5 | Check your payer contracts for any appeal language. Prior authorization won't help here — Aetna's position is that these tests don't meet medical necessity standards, full stop. But if you have prior authorizations already granted for any of these tests before February 14, 2026, document them carefully and bill with that authorization on file. If you're unsure how your specific Aetna contract handles this transition, loop in your compliance officer before the effective date. |
| 6 | Audit your 2025 claim history for these codes. If your practice was billing any of these tests against Aetna and getting paid, that reimbursement window may be closing. Know your exposure. If Aetna begins retroactive review, you want a clean record. |
| 7 | Flag the ICD-10 diagnosis codes that correlate with these tests. The policy lists E08.00–E13.9 (diabetes mellitus), E11.x with kidney complications, N18.1–N18.9 (CKD stages), and R94.4 (abnormal kidney function studies) as the diagnosis codes associated with these tests. If your CDM flags any of these ICD-10s alongside the excluded CPT codes on an Aetna claim, that's your pre-denial tripwire. |
| Previous Version | Current Version |
|---|---|
| Coverage is considered experimental and investigational for all indications | Coverage is considered medically necessary when specific criteria are met |
| Prior authorization is not required | Prior authorization is required for initial treatment |
| Documentation must include clinical history | Documentation must include clinical history |
| Re-review every 24 months | Re-review every 12 months with updated clinical documentation |
CPT, HCPCS, and ICD-10 Codes for Kidney Function Tests Under CPB 0775
Not Covered / Experimental CPT Codes
All eight CPT codes in this policy are classified as non-covered for the indications listed in CPB 0775. There are no covered CPT codes in this bulletin.
| Code | Type | Description | Reason |
|---|---|---|---|
| 0105U | CPT | Nephrology (chronic kidney disease), multiplex electrochemiluminescent immunoassay (ECLIA) of tumor necrosis factor receptor 1, urinary scarcin, and kidney injury molecule-1 (KidneyIntelX) | Experimental/Investigational |
| 0259U | CPT | Nephrology (chronic kidney disease), nuclear magnetic resonance spectroscopy measurement of myo-inositol, dimethyl sulfone, valine, and creatinine (GFR NMR test) | Experimental/Investigational |
| 0355U | CPT | APOL1 (apolipoprotein L1) (e.g., chronic kidney disease), risk variants (G1, G2) | Experimental/Investigational |
| 0384U | CPT | Nephrology (chronic kidney disease), carboxymethyllysine, methylglyoxal hydroimidazolone, and carboxymethyllysine (NaviDKD) — note: description per source policy data; verify full descriptor against current CPT specification | Experimental/Investigational |
| 0385U | CPT | Nephrology (chronic kidney disease), apolipoprotein A4 (ApoA4), CD5 antigen-like (CD5L), and insulin-like growth factor-binding protein 3 (PromarkerD) | Experimental/Investigational |
| 0407U | CPT | Nephrology (diabetic chronic kidney disease [CKD]), multiplex electrochemiluminescent immunoassay (ECLIA) (IntelxDKD) | Experimental/Investigational |
| 0602T | CPT | Glomerular filtration rate (GFR) measurement(s), transdermal, including sensor placement and administration of pyrazine-based fluorescent agent | Experimental/Investigational |
| 0603T | CPT | Glomerular filtration rate (GFR) monitoring, transdermal, including sensor placement and administration of pyrazine-based fluorescent agent | Experimental/Investigational |
Key ICD-10-CM Diagnosis Codes
These are the diagnosis codes associated with the tests addressed in CPB 0775. They appear in the policy code table and represent the patient populations most likely to be ordered these tests.
| Code | Description |
|---|---|
| E08.00–E13.9 | Diabetes mellitus (full range — prediction of kidney disease) |
| E11.0 | Type II diabetes |
| E11.1 | Type II diabetes |
| E11.2 | Type II diabetes |
| E11.21 | Type 2 diabetes mellitus with kidney complications |
| E11.22 | Type 2 diabetes mellitus with kidney complications |
| E11.23 | Type 2 diabetes mellitus with kidney complications |
| E11.24 | Type 2 diabetes mellitus with kidney complications |
| E11.25 | Type 2 diabetes mellitus with kidney complications |
| E11.26 | Type 2 diabetes mellitus with kidney complications |
| E11.27 | Type 2 diabetes mellitus with kidney complications |
| E11.28 | Type 2 diabetes mellitus with kidney complications |
| E11.29 | Type 2 diabetes mellitus with kidney complications |
| E11.3 | Type II diabetes |
| E11.4 | Type II diabetes |
| E11.5 | Type II diabetes |
| E11.6 | Type II diabetes |
| E11.7 | Type II diabetes |
| E11.8 | Type II diabetes |
| E11.9 | Type II diabetes |
| I10–I16.2 | Hypertensive diseases |
| N17.0 | Acute kidney failure with tubular necrosis |
| N18.1 | Chronic kidney disease (CKD) |
| N18.2 | Chronic kidney disease (CKD) |
| N18.3 | Chronic kidney disease (CKD) |
| N18.4 | Chronic kidney disease (CKD) |
| N18.5 | Chronic kidney disease (CKD) |
| N18.6 | Chronic kidney disease (CKD) |
| N18.7 | Chronic kidney disease (CKD) |
| N18.8 | Chronic kidney disease (CKD) |
| N18.9 | Chronic kidney disease (CKD) |
| N19 | Unspecified kidney failure |
| N26.2 | Page kidney |
| R10.0–R10.13 | Abdominal pain |
| R10.30–R10.33 | Abdominal pain |
| R10.84 | Abdominal pain |
| R31.0 | Gross hematuria |
| R60.0 | Edema, not elsewhere classified |
| R60.1 | Edema, not elsewhere classified |
| R60.2 | Edema, not elsewhere classified |
| R60.3 | Edema, not elsewhere classified |
| R60.4 | Edema, not elsewhere classified |
| R60.5 | Edema, not elsewhere classified |
| R60.6 | Edema, not elsewhere classified |
| R60.7 | Edema, not elsewhere classified |
| R60.8 | Edema, not elsewhere classified |
| R60.9 | Edema, not elsewhere classified |
| R94.4 | Abnormal results of kidney function studies |
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