TL;DR: Aetna, a CVS Health company, modified CPB 0767 governing extended ophthalmoscopy coverage, effective December 3, 2025. Billing teams need to confirm ICD-10 diagnosis codes map to the 28 covered indications before submitting CPT 92201 or CPT 92202.


Quick-Reference Table

Field Detail
Payer Aetna, a CVS Health company
Policy Extended Ophthalmoscopy — CPB 0767
Policy Code CPB 0767
Change Type Modified
Effective Date December 3, 2025
Impact Level High
Specialties Affected Ophthalmology, Retinal Surgery, Optometry, Endocrinology (diabetic retinopathy), Oncology (ocular malignancies)
Key Action Audit all CPT 92201 and 92202 claims to confirm diagnosis codes align with Aetna's 28 covered indications before the December 3, 2025 effective date

Aetna Extended Ophthalmoscopy Coverage Criteria and Medical Necessity Requirements 2025

The Aetna extended ophthalmoscopy coverage policy under CPB 0767 covers CPT 92201 and CPT 92202 only when routine ophthalmoscopy has already been performed and found abnormal findings. That sequencing requirement is the first place claims fail. If the medical record doesn't document a prior routine ophthalmoscopy — and an abnormal result — your extended ophthalmoscopy billing is exposed.

Aetna defines medical necessity for extended ophthalmoscopy around 28 specific indications. These range from diabetic retinopathy (background and proliferative), macular degeneration, and retinal detachment to choroidal nevus evaluation for malignant transformation, HIV retinopathy, and Vogt-Koyanagi syndrome. High axial length myopia of -6.00 diopters or less (toward -10.00 D) also qualifies. So does blunt eye trauma, retained intraocular foreign bodies, and uncontrolled glaucoma or glaucoma suspect.

The repeat-visit rule matters too. Aetna covers repeat extended ophthalmoscopy only when there's a documented change in signs, symptoms, or condition. Routine monitoring without a documented change won't support medical necessity. Make sure your providers are documenting the specific clinical change that triggered the repeat exam — not just the underlying diagnosis.

Prior authorization requirements are not explicitly enumerated in this policy update, but the medical necessity criteria are tight enough that any claim without a matching covered ICD-10 will face claim denial. Treat the 28-indication list as your de facto prior auth checklist. If the diagnosis doesn't appear on that list, the reimbursement won't follow.


Aetna Extended Ophthalmoscopy Exclusions and Non-Covered Indications

This is where the policy gets specific — and where denials pile up if your billing guidelines aren't updated.

Aetna classifies extended ophthalmoscopy as experimental, investigational, or unproven for a defined list of indications. These aren't edge cases. Several appear regularly in ophthalmology practices.

The full list of excluded indications includes:

#Excluded Procedure
1Ciliary body cysts
2Congenital hypertrophy of the retinal pigment epithelium
3Iris nevus
+ 13 more exclusions

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The neurodegenerative disorders exclusion is the one to flag for your medical director. Practices seeing patients with Parkinson's or Alzheimer's who also have concurrent retinal findings need to document the retinal indication specifically — not the neurological condition — to support coverage. Billing 92201 or 92202 against a neurodegenerative disorder ICD-10 as the primary diagnosis will not get paid.

The checkpoint inhibitor exclusion also warrants attention. Oncology practices that co-manage patients on ipilimumab or nivolumab sometimes order extended ophthalmoscopy for ocular toxicity monitoring. Aetna won't cover it for that indication alone.


Coverage Indications at a Glance

Indication Status Relevant CPT Codes Notes
Diabetic retinopathy (background, proliferative, or retinal vascular occlusion) Covered 92201, 92202 Must follow abnormal routine ophthalmoscopy
Macular degeneration Covered 92201, 92202 Must follow abnormal routine ophthalmoscopy
Retinal detachment (with or without retinal defect) Covered 92201, 92202 Must follow abnormal routine ophthalmoscopy
+ 41 more indications

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This policy is now in effect (since 2025-12-03). Verify your claims match the updated criteria above.

Aetna Extended Ophthalmoscopy Billing Guidelines and Action Items 2025

The real issue with this coverage policy isn't the covered indications — most are clinically intuitive. The issue is documentation sequencing and diagnosis code precision. Here's what to do before December 3, 2025.

1. Audit your CPT 92201 and CPT 92202 charge capture templates.
Confirm that your charge capture workflow requires a documented routine ophthalmoscopy with abnormal findings before extended ophthalmoscopy is billed. If your EHR templates don't enforce this sequence, claims will go out with missing documentation. That's a claim denial waiting to happen.

2. Build a diagnosis code crosswalk for the 28 covered indications.
Don't leave it to coders to know which ICD-10 codes map to each indication. Build a reference table that links each of Aetna's 28 covered conditions to specific ICD-10-CM codes. The 761-code list in CPB 0767 is your starting point — but you need it organized by clinical indication, not alphabetically.

3. Flag the medication-monitoring distinction immediately.
Two covered-versus-excluded distinctions will trip up your coders. "High-risk medication for retinopathy or optic neuropathy" is covered. "Monitoring methotrexate, tamoxifen, or fingolimod therapy" is explicitly excluded. For patients on medications classified as high-risk for retinopathy or optic neuropathy per the policy, document the retinal or optic nerve risk as the clinical driver for the exam. Talk to your compliance officer if you're unsure how your current documentation handles this line.

4. Update coder education for neurodegenerative disorder patients.
Patients with Parkinson's, Alzheimer's, or ALS may also have unrelated covered retinal conditions. The exclusion only applies when the neurodegenerative disorder is the reason for the exam. If the patient has concurrent diabetic retinopathy or a choroidal nevus, bill to that covered indication. Document clearly why the exam was ordered.

5. Review repeat visit documentation protocols.
Aetna covers repeat extended ophthalmoscopy only when signs, symptoms, or condition have changed. Routine interval monitoring without documented change doesn't meet medical necessity under this policy. Make sure your providers are recording the specific clinical change — not just the date of the next exam — in their notes.

6. Confirm your billing guidelines reflect the effective date of December 3, 2025.
Any claims for CPT 92201 or 92202 with dates of service on or after December 3, 2025 fall under this updated policy. Pull your payer contract terms for Aetna extended ophthalmoscopy billing and confirm there are no plan-level variations that override CPB 0767. If you bill across multiple Aetna plan types (HMO, PPO, self-funded), verify which plans adopt CPB 0767 directly.


Sample Version Diff Line-by-line changes
Previous VersionCurrent Version
Coverage is considered experimental and investigational for all indicationsCoverage is considered medically necessary when specific criteria are met
Prior authorization is not requiredPrior authorization is required for initial treatment
Documentation must include clinical historyDocumentation must include clinical history
+ 1 more action items

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CPT, HCPCS, and ICD-10 Codes for Extended Ophthalmoscopy Under CPB 0767

Covered CPT Codes (When Selection Criteria Are Met)

Code Type Description
92201 CPT Ophthalmoscopy, extended; with retinal drawing and scleral depression of peripheral retinal disease
92202 CPT Ophthalmoscopy, extended; with drawing of optic nerve or macula (e.g., for glaucoma, macular pathology, tumor) with interpretation and report

Key ICD-10-CM Diagnosis Codes

The full policy lists 761 ICD-10-CM codes. Below are the primary anchor codes by clinical category. Your billing team should map the complete list from the Aetna CPB 0767 source document.

Code Description
B20 Human immunodeficiency virus [HIV] disease
C69.20 Malignant neoplasm of retina or choroid
C69.21 Malignant neoplasm of retina or choroid
+ 28 more codes

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The full ICD-10-CM list contains 761 codes spanning diabetic retinopathy variants across E08–E13 diabetes categories, retinal disorder codes, glaucoma codes, choroidal codes, and systemic disease codes. Pull the complete list from the Aetna CPB 0767 policy source before updating your charge capture.


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