Aetna modified CPB 0604 for infrared therapy, effective December 4, 2025. Here's what billing teams need to know before submitting claims.

Aetna, a CVS Health company, updated CPB 0604 — its infrared therapy coverage policy — affecting CPT 46930 and 97026 on the covered side, and HCPCS E0221 and A4639 on the non-covered side. The policy draws a hard line between infrared coagulation (covered for specific anorectal conditions) and low-level infrared light therapy (not covered for nearly three dozen diagnoses). If your practice bills infrared therapy for anything outside anal dysplasia, grade I or II hemorrhoids, or physical therapy heat modalities, expect a claim denial.


Quick-Reference Table

Field Detail
Payer Aetna, a CVS Health company
Policy Infrared Therapy — CPB 0604
Policy Code CPB 0604
Change Type Modified
Effective Date December 4, 2025
Impact Level Medium — high exposure for practices billing low-level infrared for wound care, neuropathy, or pain
Specialties Affected Gastroenterology, colorectal surgery, physical therapy, wound care, neurology
Key Action Audit active orders for CPT 97026, E0221, and A4639 against covered indications before submitting claims dated on or after December 4, 2025

Aetna Infrared Therapy Coverage Criteria and Medical Necessity Requirements 2025

The Aetna infrared therapy coverage policy under CPB 0604 splits infrared treatment into two distinct categories. Infrared coagulation gets covered. Low-level infrared light therapy does not — except as a heat modality in physical therapy.

Infrared coagulation (CPT 46930) meets medical necessity under two conditions:

#Covered Indication
1Anal dysplasia
2Grade I or grade II internal hemorrhoids that are painful or persistently bleeding

That's it. Aetna's grading criteria for internal hemorrhoids appears in the policy appendix, so your documentation needs to specify hemorrhoid grade explicitly. A chart note that says "hemorrhoids" without grading will not satisfy these criteria.

CPT 97026 — application of infrared as a physical therapy modality — is covered when used as a heat modality in a physical therapy context. This is a narrow carve-out. The code is covered, but only when it's functioning as a heat modality within a broader physical therapy treatment plan. Billing 97026 for low-level infrared therapy outside that context puts you in experimental territory.

Aetna does not specify prior authorization requirements within CPB 0604 itself. That said, prior auth requirements vary by plan. Before scheduling infrared coagulation, verify authorization requirements at the individual plan level — especially for colorectal surgery cases.

Reimbursement for CPT 46930 depends on meeting both the diagnosis criteria and the hemorrhoid grading threshold. If you're billing for grade III or grade IV hemorrhoids, this policy doesn't support coverage under infrared coagulation.


Aetna Infrared Therapy Exclusions and Non-Covered Indications

This is where the policy gets extensive — and where most of your claim denial risk lives.

Aetna classifies low-level infrared light therapy (including the Anodyne Therapy System) as experimental, investigational, or unproven for 29 specific conditions. The list covers conditions that billing teams often assume have some coverage pathway. It doesn't.

The 29 excluded indications are:

#Excluded Procedure
1Acne
2Back pain (lumbar and thoracic)
3Bell's palsy
+ 26 more exclusions

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Wound care and neuropathy are the two highest-exposure areas here. Practices that bill low-level infrared for diabetic peripheral neuropathy or chronic non-healing wounds have been doing so under an assumption of coverage that this policy explicitly rejects. That gap matters.

Two additional exclusions apply:

#Excluded Procedure
1The infrared glove (e.g., Prolotex Therapy Glove) is not covered for Raynaud's syndrome or any other indication
2Photo-biomodulation using infrared light-emitting diode is not covered for asthma

HCPCS codes E0221 (infrared heating pad system) and A4639 (replacement pad for infrared heating pad system) are not covered for any of the indications listed in CPB 0604. If you have durable medical equipment suppliers billing these codes for home-use infrared devices, those claims will not clear under this policy.


Coverage Indications at a Glance

Indication Status Relevant Codes Notes
Anal dysplasia Covered CPT 46930 Medical necessity criteria apply
Grade I or II internal hemorrhoids (painful or persistently bleeding) Covered CPT 46930 Grade must be documented in chart; see policy appendix
Infrared as heat modality in physical therapy Covered CPT 97026 Covered only within PT treatment context
+ 17 more indications

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This policy is now in effect (since 2025-12-04). Verify your claims match the updated criteria above.

Aetna Infrared Therapy Billing Guidelines and Action Items 2025

The effective date of December 4, 2025 is already here. These actions apply to claims you're submitting now.

#Action Item
1

Audit all active infrared therapy orders against CPB 0604's covered indications. Pull any open orders for low-level infrared therapy — especially for diabetic neuropathy, wound care, or pain diagnoses. Claims for those services submitted with dates of service on or after December 4, 2025 will not meet medical necessity under this policy.

2

Check hemorrhoid grading documentation before billing CPT 46930. Aetna covers infrared coagulation for grade I and grade II internal hemorrhoids only. Your procedure notes need to specify the hemorrhoid grade explicitly. Missing or vague documentation is the fastest path to a denied claim on this code.

3

Review CPT 97026 claims for context. The code is covered — but only as a heat modality within physical therapy. If your billing team is using 97026 for low-level infrared therapy sessions outside a formal PT plan, reclass those before submission.

+ 4 more action items

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Sample Version Diff Line-by-line changes
Previous VersionCurrent Version
Coverage is considered experimental and investigational for all indicationsCoverage is considered medically necessary when specific criteria are met
Prior authorization is not requiredPrior authorization is required for initial treatment
Documentation must include clinical historyDocumentation must include clinical history
+ 1 more action items

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CPT, HCPCS, and ICD-10 Codes for Infrared Therapy Under CPB 0604

Covered CPT Codes (When Selection Criteria Are Met)

Code Type Description
46930 CPT Destruction of internal hemorrhoid(s), by thermal energy (e.g., infrared coagulation, cautery, radiofrequency)
97026 CPT Application of a modality to one or more areas; infrared

Not Covered / Non-Covered HCPCS Codes

Code Type Description Reason
A4639 HCPCS Replacement pad for infrared heating pad system, each Not covered for indications listed in CPB 0604
E0221 HCPCS Infrared heating pad system Not covered for indications listed in CPB 0604

Key ICD-10-CM Diagnosis Codes

These codes appear in CPB 0604's covered and non-covered code sets. The table below focuses on the highest-volume diagnoses most likely to appear in your billing queue.

Code / Range Description Coverage Status Under CPB 0604
B35.1 Tinea unguium (onychomycosis) Not covered — experimental for low-level infrared
C00.0–D09.9 Malignant neoplasms and carcinoma in situ Not covered — experimental for low-level infrared
E08.00–E13.9 Diabetes mellitus (all types) Not covered — includes diabetic neuropathy and macular edema
+ 14 more codes

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The full ICD-10 code set for CPB 0604 includes 415 codes. Review the complete list at app.payerpolicy.org/p/aetna/0604 before building out your denial management rules.


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