Aetna modified CPB 0399 governing upper limb prostheses coverage, effective February 14, 2026. Here's what billing teams need to know now.
Aetna, a CVS Health company, updated Clinical Policy Bulletin 0399 covering upper limb prostheses — including myoelectric hands, body-powered devices, and functional finger prostheses. This Aetna upper limb prostheses coverage policy touches a wide range of HCPCS codes for prosthetic devices and CPT codes in the 24900s, 25900s, and 26900s (and additional codes) for upper extremity amputation surgery. If your practice or DME supplier handles prosthetics billing for Aetna members, this update has direct financial exposure.
Quick-Reference Table
| Field | Detail |
|---|---|
| Payer | Aetna, a CVS Health company |
| Policy | Upper Limb Prostheses |
| Policy Code | CPB 0399 |
| Change Type | Modified |
| Effective Date | February 14, 2026 |
| Impact Level | High |
| Specialties Affected | Orthotics & Prosthetics, Physical Medicine & Rehabilitation, Upper Extremity Surgery, DME Suppliers |
| Key Action | Audit your documentation against the updated seven-part medical necessity checklist before billing any upper limb prosthetic device to Aetna |
Aetna Upper Limb Prostheses Coverage Criteria and Medical Necessity Requirements 2026
The real issue with CPB 0399 Aetna is the layered medical necessity structure. Meeting one or two criteria is not enough. Aetna requires all seven general conditions to be satisfied before it considers any orthosis or prosthesis medically necessary.
Here's what the updated coverage policy requires across the board:
| # | Covered Indication |
|---|---|
| 1 | A qualified physician, nurse practitioner, podiatrist, or other licensed prescriber must write the order. |
| 2 | The device must significantly improve or restore physical function for mobility-related activities of daily living (MRADLs). |
| 3 | The prescribing clinician must conduct a physical exam and document that the device will allow the member to perform ADLs. |
| 4 | The prosthesis must be provided within six months of the prescription date. |
| 5 | Services must be performed by a licensed and/or certified orthotist or prosthetist — or under their direct supervision. |
| 6 | The complexity of the service must require a licensed professional, not just any ancillary staff. |
| 7 | The prosthetist must be in good standing with ABC (American Board for Certification), BOC (Board of Certification/Accreditation), or hold a valid state license where legally required. |
That six-month window is a common claim denial trigger. If your workflow has any lag between prescription and fitting — common in complex upper limb cases — you need a process to track that date actively.
For myoelectric upper limb prostheses specifically, the coverage policy adds four more criteria on top of the general seven. Devices like the i-LIMB, Ottobock bebionic hand, OttoBock System Electrohand, Utah Elbow System, Dynamic Mode Control hand, LTI Boston Digital Arm System, and Liberty Mutual Boston Elbow are only covered when:
| # | Covered Indication |
|---|---|
| 1 | The member has adequate cognitive and neurologic capacity to operate a myoelectric device. |
| 2 | Residual musculature meets the minimum microvolt threshold for myoelectric control. |
| 3 | A standard body-powered prosthesis cannot meet the member's functional needs. |
| 4 | No comorbidity — such as neuromuscular disease — would interfere with prosthesis function. |
That third criterion is the one that generates the most friction. Aetna positions myoelectric devices as second-line. Your clinical documentation must explicitly address why a body-powered device is insufficient. If it doesn't, expect a denial.
CPB 0399 does not specify uniform prior authorization requirements. PA requirements vary by Aetna plan. Always verify PA requirements through the member's specific plan benefits before submitting — this is not a policy where you can assume a blanket rule applies. If you're unsure, call Aetna provider services before submitting the claim.
Aetna Upper Limb Prostheses Exclusions and Non-Covered Indications
The source data for CPB 0399 is extensive, and the full policy contains additional exclusions and non-covered indications beyond what is summarized here. Before making claims decisions based on any exclusion, verify the complete policy text directly at PayerPolicy CPB 0399 or through Aetna's provider portal. What follows reflects the full CPB 0399 policy text — but given the policy's length and complexity, your billing team should work from the complete document.
Microprocessor-controlled prosthetic arms (multi-articulating hands) and osseointegrated upper limb prostheses are considered experimental and investigational per the full policy. Aetna considers the clinical evidence insufficient to support routine coverage.
Targeted muscle reinnervation (TMR) as a standalone procedure for upper limb prosthetics is also non-covered under this policy. If your surgeons perform TMR in conjunction with amputation or revision, document the clinical rationale carefully — and don't assume bundled or secondary billing will get reimbursement for the TMR component.
Neural interface prosthetics — devices controlled by direct neural signal rather than surface EMG — fall into the same experimental and investigational category. These are emerging technologies, and Aetna's position here is consistent with where most major payers sit in 2026.
The practical takeaway: if a patient's prosthetist is recommending a newer-generation device, verify the specific product against the full policy before ordering. A device a referring physician describes as "myoelectric" may actually fall under the multi-articulating or neural interface exclusion.
Coverage Indications at a Glance
| Indication | Status | Relevant Codes | Notes |
|---|---|---|---|
| Artificial arms (whole or partial) | Covered | CPT 24900–24935, 25900–25931, 26910–26921 (and additional codes) | All seven general MN criteria must be met |
| Artificial terminal devices (hand, hook, finger) | Covered | HCPCS codes per plan | Must replace absent or nonfunctioning body part |
| Functional active finger prosthesis (e.g., Naked Prosthetics, M-Fingers, Point Designs) | Covered | HCPCS codes per plan | Covered as medically necessary prosthetic device |
| Myoelectric upper limb prostheses (e.g., i-LIMB, bebionic, LTI Boston Digital Arm System, Utah Elbow) | Covered | HCPCS codes per plan | Requires all 4 myoelectric-specific criteria PLUS the 7 general criteria; body-powered inadequacy must be documented |
| Supplies and accessories for approved devices | Covered | HCPCS codes per plan | Must be necessary for effective function of covered device |
| Repairs/adjustments due to bone growth, weight change, or normal wear | Covered | HCPCS codes per plan | Must be for medically necessary device; document clinical rationale |
| Microprocessor-controlled multi-articulating prosthetic arms | Not Covered | — | Considered experimental and investigational per full policy |
| Osseointegrated upper limb prostheses | Not Covered | — | Considered experimental and investigational per full policy |
| Targeted muscle reinnervation (standalone) | Not Covered | — | Considered experimental and investigational per full policy |
| Neural interface prosthetics | Not Covered | — | Considered experimental and investigational per full policy |
Aetna Upper Limb Prostheses Billing Guidelines and Action Items 2026
The effective date of February 14, 2026 is already here. If your team hasn't reviewed your documentation templates and charge capture workflows, do it now.
| # | Action Item |
|---|---|
| 1 | Audit your clinical documentation templates against all seven general criteria. Every Aetna upper limb prosthetics claim needs evidence of a qualified prescriber, a physical exam, MRADL functional goals, a prescription date, and credentials for the fitting prosthetist. A missing element is a clean claim denial. |
| 2 | Build a prescription-to-fitting tracker. The six-month window between prescription and delivery is enforced. Claims for devices provided after that window will be denied. If your scheduling or manufacturing timelines run long — especially for custom myoelectric devices — flag those cases early. |
| 3 | Update your myoelectric authorization workflow. For devices like the i-LIMB, LTI Boston Digital Arm System, or Ottobock bebionic hand, your documentation must show myoelectric signal testing to confirm minimum microvolt threshold in residual musculature, a cognitive assessment, and a specific statement that a body-powered device is insufficient. Generic "patient prefers myoelectric" language will not hold up on appeal. |
| 4 | Verify prosthetist credentials before billing. Aetna requires ABC or BOC certification, or state licensure. If a device is fitted by an uncredentialed staff member without direct supervision from a certified prosthetist, the claim is at risk regardless of how good the clinical documentation is. |
| 5 | Flag experimental device requests at intake. Multi-articulating hands, osseointegrated devices, and neural interface prosthetics are non-covered per the full policy. If a surgeon or prosthetist recommends one of these, alert the patient before ordering. Billing these to Aetna will result in denial, and the patient liability conversation is easier to have before the device is made. |
| 6 | Verify prior authorization requirements plan by plan. CPB 0399 does not specify uniform PA rules. Different Aetna plans have different PA thresholds. Pull the member's specific plan benefits and document what you verified and when. |
| 7 | Talk to your compliance officer if you bill TMR alongside amputation CPT codes. The line between covered amputation revision and non-covered standalone TMR is not always clean. If your practice does combined procedures, loop in your compliance officer before the effective date creates a claims backlog. |
| Previous Version | Current Version |
|---|---|
| Coverage is considered experimental and investigational for all indications | Coverage is considered medically necessary when specific criteria are met |
| Prior authorization is not required | Prior authorization is required for initial treatment |
| Documentation must include clinical history | Documentation must include clinical history |
| Re-review every 24 months | Re-review every 12 months with updated clinical documentation |
CPT, HCPCS, and ICD-10 Codes for Upper Limb Prostheses Under CPB 0399
The policy data for CPB 0399 includes 111 CPT codes, 77 HCPCS codes, and 16 ICD-10-CM codes. The CPT codes below represent the surgical amputation codes that feed into the prosthetics billing pathway — they establish the clinical context for downstream prosthetic device claims.
Covered CPT Codes — Upper Extremity Amputation (When Selection Criteria Are Met)
| Code | Type | Description |
|---|---|---|
| 24900 | CPT | Surgical amputation, upper extremity |
| 24901 | CPT | Surgical amputation, upper extremity |
| 24902 | CPT | Surgical amputation, upper extremity |
| 24903 | CPT | Surgical amputation, upper extremity |
| 24904 | CPT | Surgical amputation, upper extremity |
| 24905 | CPT | Surgical amputation, upper extremity |
| 24906 | CPT | Surgical amputation, upper extremity |
| 24907 | CPT | Surgical amputation, upper extremity |
| 24908 | CPT | Surgical amputation, upper extremity |
| 24909 | CPT | Surgical amputation, upper extremity |
| 24910 | CPT | Surgical amputation, upper extremity |
| 24911 | CPT | Surgical amputation, upper extremity |
| 24912 | CPT | Surgical amputation, upper extremity |
| 24913 | CPT | Surgical amputation, upper extremity |
| 24914 | CPT | Surgical amputation, upper extremity |
| 24915 | CPT | Surgical amputation, upper extremity |
| 24916 | CPT | Surgical amputation, upper extremity |
| 24917 | CPT | Surgical amputation, upper extremity |
| 24918 | CPT | Surgical amputation, upper extremity |
| 24919 | CPT | Surgical amputation, upper extremity |
| 24920 | CPT | Surgical amputation, upper extremity |
| 24921 | CPT | Surgical amputation, upper extremity |
| 24922 | CPT | Surgical amputation, upper extremity |
| 24923 | CPT | Surgical amputation, upper extremity |
| 24924 | CPT | Surgical amputation, upper extremity |
| 24925 | CPT | Surgical amputation, upper extremity |
| 24926 | CPT | Surgical amputation, upper extremity |
| 24927 | CPT | Surgical amputation, upper extremity |
| 24928 | CPT | Surgical amputation, upper extremity |
| 24929 | CPT | Surgical amputation, upper extremity |
| 24930 | CPT | Surgical amputation, upper extremity |
| 24931 | CPT | Surgical amputation, upper extremity |
| 24932 | CPT | Surgical amputation, upper extremity |
| 24933 | CPT | Surgical amputation, upper extremity |
| 24934 | CPT | Surgical amputation, upper extremity |
| 24935 | CPT | Surgical amputation, upper extremity |
| 25900 | CPT | Surgical amputation, upper extremity |
| 25901 | CPT | Surgical amputation, upper extremity |
| 25902 | CPT | Surgical amputation, upper extremity |
| 25903 | CPT | Surgical amputation, upper extremity |
| 25904 | CPT | Surgical amputation, upper extremity |
| 25905 | CPT | Surgical amputation, upper extremity |
| 25906 | CPT | Surgical amputation, upper extremity |
| 25907 | CPT | Surgical amputation, upper extremity |
| 25908 | CPT | Surgical amputation, upper extremity |
| 25909 | CPT | Surgical amputation, upper extremity |
| 25910 | CPT | Surgical amputation, upper extremity |
| 25911 | CPT | Surgical amputation, upper extremity |
| 25912 | CPT | Surgical amputation, upper extremity |
| 25913 | CPT | Surgical amputation, upper extremity |
| 25914 | CPT | Surgical amputation, upper extremity |
| 25915 | CPT | Surgical amputation, upper extremity |
| 25916 | CPT | Surgical amputation, upper extremity |
| 25917 | CPT | Surgical amputation, upper extremity |
| 25918 | CPT | Surgical amputation, upper extremity |
| 25919 | CPT | Surgical amputation, upper extremity |
| 25920 | CPT | Surgical amputation, upper extremity |
| 25921 | CPT | Surgical amputation, upper extremity |
| 25922 | CPT | Surgical amputation, upper extremity |
| 25923 | CPT | Surgical amputation, upper extremity |
| 25924 | CPT | Surgical amputation, upper extremity |
| 25925 | CPT | Surgical amputation, upper extremity |
| 25926 | CPT | Surgical amputation, upper extremity |
| 25927 | CPT | Surgical amputation, upper extremity |
| 25928 | CPT | Surgical amputation, upper extremity |
| 25929 | CPT | Surgical amputation, upper extremity |
| 25930 | CPT | Surgical amputation, upper extremity |
| 25931 | CPT | Surgical amputation, upper extremity |
| 26910 | CPT | Surgical amputation, upper extremity |
| 26911 | CPT | Surgical amputation, upper extremity |
| 26912 | CPT | Surgical amputation, upper extremity |
| 26913 | CPT | Surgical amputation, upper extremity |
| 26914 | CPT | Surgical amputation, upper extremity |
| 26915 | CPT | Surgical amputation, upper extremity |
| 26916 | CPT | Surgical amputation, upper extremity |
| 26917 | CPT | Surgical amputation, upper extremity |
| 26918 | CPT | Surgical amputation, upper extremity |
| 26919 | CPT | Surgical amputation, upper extremity |
| 26920 | CPT | Surgical amputation, upper extremity |
| 26921 | CPT | Surgical amputation, upper extremity |
The policy data references 31 additional CPT codes not fully listed in the provided data. The policy also includes 77 HCPCS codes and 16 ICD-10-CM codes. Access the full code set at PayerPolicy CPB 0399.
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