Aetna updated CPB 0291 on January 31, 2026, classifying hemodialysis for schizophrenia as experimental, investigational, or unproven — meaning CPT codes 90935, 90937, and 90940 will not be reimbursed when billed against psychiatric diagnoses under F20.x or F25.x. Here's what billing teams need to know.
Aetna, a CVS Health company, modified its hemodialysis coverage policy under CPB 0291 in the Aetna system. The change draws a hard line: dialysis procedures billed for schizophrenia or schizoaffective disorder diagnoses are not covered. If your revenue cycle team handles any behavioral health or nephrology crossover billing — or if you're at a facility where both dialysis and psychiatric diagnoses coexist on claims — this policy update deserves your attention now.
Quick-Reference Table
| Field | Detail |
|---|---|
| Payer | Aetna, a CVS Health company |
| Policy | Hemodialysis for Schizophrenia |
| Policy Code | CPB 0291 |
| Change Type | Modified |
| Effective Date | January 31, 2026 |
| Impact Level | Low for most practices; High for any team billing dialysis and psychiatric diagnoses together |
| Specialties Affected | Nephrology, Psychiatry, Behavioral Health, Inpatient/Hospital Billing |
| Key Action | Audit any claims pairing CPT 90935, 90937, or 90940 with F20.x or F25.x diagnosis codes |
Aetna Hemodialysis Coverage Criteria and Medical Necessity Requirements 2026
The Aetna hemodialysis coverage policy under CPB 0291 is narrow and direct. Aetna does not recognize hemodialysis as a medically necessary treatment for schizophrenia or schizoaffective disorders.
The policy states that hemodialysis for schizophrenia has not been demonstrated or established as effective. That language is Aetna's standard framing for experimental, investigational, or unproven services — and it carries real financial consequences.
Hemodialysis billing under CPT 90935 (single physician evaluation), CPT 90937 (repeated evaluations), or CPT 90940 (access flow study) is not covered when the primary or driving diagnosis is a psychiatric condition coded under F20.x or F25.x. The coverage policy excludes the indication entirely. Medical necessity cannot be established for a non-covered indication, regardless of documentation strength.
This is a rare but real claim denial risk. It typically surfaces in two scenarios: inpatient psychiatric units where a patient also has renal failure, and claims where a coder links dialysis access codes to behavioral health diagnoses by accident. Either way, the denial sticks.
Aetna Hemodialysis Exclusions and Non-Covered Indications
This is where CPB 0291 does all its work. The entire policy is an exclusion.
Aetna classifies hemodialysis for schizophrenia as experimental, investigational, or unproven. That classification applies across all schizophrenia subtypes coded F20.0 through F20.9, and all schizoaffective disorder variants coded F25.0 through F25.9.
The real issue here isn't a gray area — it's a blunt non-coverage determination. There is no clinical criteria pathway that makes this covered. There are no exceptions listed for severity, treatment-resistant cases, or co-occurring medical conditions. If the indication is psychiatric and the procedure is hemodialysis, Aetna won't pay.
Some billing teams assume that if a patient legitimately needs dialysis and happens to have schizophrenia, the psychiatric diagnosis shouldn't matter. That's correct — but only if the dialysis is coded against the renal diagnosis, not the psychiatric one. The coverage policy targets the pairing of dialysis procedure codes with psychiatric primary diagnoses. Code it correctly and you have no problem. Code it wrong and you're looking at a denial with no appeal path on medical necessity grounds.
Coverage Indications at a Glance
| Indication | Status | Relevant Codes | Notes |
|---|---|---|---|
| Hemodialysis for schizophrenia (all subtypes) | Not Covered / Experimental | CPT 90935, 90937, 90940 / F20.0–F20.9 | Full exclusion |
| Hemodialysis for schizoaffective disorder (all subtypes) | Not Covered / Experimental | CPT 90935, 90937, 90940 / F25.0–F25.9 | Full exclusion; applies to all F25 variants |
| Hemodialysis for renal failure with incidental psychiatric diagnosis | Not addressed by CPB 0291 | CPT 90935, 90937, 90940 / Z49.x, Z99.2 | Standard renal billing rules apply; ensure primary diagnosis is renal, not psychiatric |
Aetna Hemodialysis Billing Guidelines and Action Items 2026
| # | Action Item |
|---|---|
| 1 | Audit open and pending claims now. CPB 0291 is effective as of January 31, 2026. Pull any open or pending claims that include CPT 90935, 90937, or 90940 alongside F20.x or F25.x diagnosis codes. If you find them, correct the primary diagnosis or hold the claim for clinical review. |
| 2 | Update your coding logic for dialysis claims at mixed-specialty facilities. Inpatient coders at hospitals with both nephrology and psychiatric services are the highest-risk group here. Build a hard edit or charge capture alert that flags any dialysis CPT code paired with an F20 or F25 diagnosis before the claim drops. |
| 3 | Train your nephrology and inpatient billing teams on CPB 0291. Most dialysis billing teams have never seen a claim denied for a psychiatric diagnosis reason. They may not recognize why a denial is happening. Get this policy in front of them now. |
| 4 | Verify primary diagnosis selection for dual-diagnosis patients. When a patient with schizophrenia or schizoaffective disorder also has end-stage renal disease or another qualifying renal condition, the dialysis claim must lead with the renal diagnosis. Z49.x (encounter for renal dialysis) and Z99.2 (dependence on renal dialysis) are the appropriate primary codes for legitimate dialysis claims. Those codes keep the claim outside the scope of CPB 0291. |
| 5 | Check for any claims submitted after January 31, 2026 that may have slipped through. If your team submits dialysis claims in batch, run a post-submission audit in February to catch any denials linked to CPB 0291. Early identification speeds up any needed appeals or corrective billing. |
| Previous Version | Current Version |
|---|---|
| Coverage is considered experimental and investigational for all indications | Coverage is considered medically necessary when specific criteria are met |
| Prior authorization is not required | Prior authorization is required for initial treatment |
| Documentation must include clinical history | Documentation must include clinical history |
| Re-review every 24 months | Re-review every 12 months with updated clinical documentation |
CPT, HCPCS, and ICD-10 Codes for Hemodialysis Under CPB 0291
Not Covered CPT Codes — Hemodialysis for Schizophrenia
These three CPT codes are explicitly listed as not covered for the indications in CPB 0291.
| Code | Type | Description | Reason |
|---|---|---|---|
| 90935 | CPT | Hemodialysis procedure with single physician evaluation | Not covered for schizophrenia/schizoaffective disorder indications |
| 90937 | CPT | Hemodialysis procedure requiring repeated evaluation(s) with or without substantial revision of dialysis prescription | Not covered for schizophrenia/schizoaffective disorder indications |
| 90940 | CPT | Hemodialysis access flow study to determine blood flow in grafts and arteriovenous fistulae | Not covered for schizophrenia/schizoaffective disorder indications |
Key ICD-10-CM Diagnosis Codes Referenced in CPB 0291
These are the diagnosis codes Aetna identifies in the context of this coverage policy. The F20 and F25 codes are the psychiatric diagnoses that trigger non-coverage. The Z49 and Z99 codes reflect legitimate dialysis encounter and dependency coding — relevant for ensuring correct primary diagnosis selection on claims for patients with co-occurring renal disease.
Schizophrenia (F20.x)
| Code | Description |
|---|---|
| F20.0 | Schizophrenia |
| F20.1 | Schizophrenia |
| F20.2 | Schizophrenia |
| F20.3 | Schizophrenia |
| F20.4 | Schizophrenia |
| F20.5 | Schizophrenia |
| F20.6 | Schizophrenia |
| F20.7 | Schizophrenia |
| F20.8 | Schizophrenia |
| F20.9 | Schizophrenia |
Schizoaffective Disorders (F25.x)
| Code | Description |
|---|---|
| F25.0 | Schizoaffective disorders |
| F25.1 | Schizoaffective disorders |
| F25.2 | Schizoaffective disorders |
| F25.3 | Schizoaffective disorders |
| F25.4 | Schizoaffective disorders |
| F25.5 | Schizoaffective disorders |
| F25.6 | Schizoaffective disorders |
| F25.7 | Schizoaffective disorders |
| F25.8 | Schizoaffective disorders |
| F25.9 | Schizoaffective disorders |
Renal Dialysis Encounter and Dependency Codes (Z49.x, Z99.2)
| Code | Description |
|---|---|
| Z49.1 | Encounter for care involving renal dialysis |
| Z49.10 | Encounter for care involving renal dialysis |
| Z49.11 | Encounter for care involving renal dialysis |
| Z49.12 | Encounter for care involving renal dialysis |
| Z49.13 | Encounter for care involving renal dialysis |
| Z49.14 | Encounter for care involving renal dialysis |
| Z49.15 | Encounter for care involving renal dialysis |
| Z49.16 | Encounter for care involving renal dialysis |
| Z49.17 | Encounter for care involving renal dialysis |
| Z49.18 | Encounter for care involving renal dialysis |
| Z49.19 | Encounter for care involving renal dialysis |
| Z49.2 | Encounter for care involving renal dialysis |
| Z49.20 | Encounter for care involving renal dialysis |
| Z49.21 | Encounter for care involving renal dialysis |
| Z49.22 | Encounter for care involving renal dialysis |
| Z49.23 | Encounter for care involving renal dialysis |
| Z49.24 | Encounter for care involving renal dialysis |
| Z49.25 | Encounter for care involving renal dialysis |
| Z49.26 | Encounter for care involving renal dialysis |
| Z49.27 | Encounter for care involving renal dialysis |
| Z49.28 | Encounter for care involving renal dialysis |
| Z49.29 | Encounter for care involving renal dialysis |
| Z49.3 | Encounter for care involving renal dialysis |
| Z49.30 | Encounter for care involving renal dialysis |
| Z49.31 | Encounter for care involving renal dialysis |
| Z49.32 | Encounter for care involving renal dialysis |
| Z49.4 | Encounter for care involving renal dialysis |
| Z49.5 | Encounter for care involving renal dialysis |
| Z49.6 | Encounter for care involving renal dialysis |
| Z49.7 | Encounter for care involving renal dialysis |
| Z49.8 | Encounter for care involving renal dialysis |
| Z49.9 | Encounter for care involving renal dialysis |
| Z99.2 | Dependence on renal dialysis |
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